Drone and operator near the California coast in 2015. Photo Tomwsulcer, CC0 1.0. General equipment context only; no paid assignment, claim or BWI customer is depicted, and no operating practice is endorsed. Full frame resized and recompressed. Photo source License A request for a higher liability limit needs a review of the underlying drone policy […]
The BWI aviation insurance blog
Aviation insurance insights.
Practical answers for aircraft owners, pilots and drone operators. Explore coverage questions, ownership decisions and the details worth discussing with your insurance team.
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Drone Flyaway Insurance Missing Aircraft and Claim Records
Drone and operator near the California coast in 2015. Photo Tomwsulcer, CC0 1.0. General equipment context only; no flyaway, claim or BWI customer is depicted, and no operating practice is endorsed. Full frame resized and recompressed. Photo source License Drone flyaway insurance is a coverage question to resolve before an aircraft disappears. Liability-only insurance should […]
Ultralight Aircraft Insurance Questions
Quicksilver MX displayed at Oshkosh in 2001. Photo Ahunt, released into the public domain. General vehicle context only; the photograph does not establish this vehicle’s Part 103 compliance or depict a BWI customer. Full frame converted for display; metadata omitted. Photo source and rights Before asking for ultralight insurance, identify the vehicle and how you […]
Aircraft Insurance During Planned Storage
Cessna 172M N1379U at Pittsburgh-Butler Regional Airport. General aircraft ownership context only; no BWI customer, damage or claim is depicted. Photo Designism, CC0 1.0. Full frame resized and converted for display; metadata omitted. Photo source License An aircraft in long-term storage still needs an insurance review. Stopping flights does not automatically pause the premium or […]
Aircraft Insurance Deductible Options and Cash Reserves
Cessna 172M N1379U at Pittsburgh-Butler Regional Airport. General aircraft ownership context only; no BWI customer, damage or claim is depicted. Photo Designism, CC0 1.0. Full frame resized and converted for display; metadata omitted. Photo source License An aircraft insurance deductible is the amount assigned to you under the applicable policy terms when a covered loss […]
Captive Insurance for Aviation Businesses
Cessna Citation CJ4 N12MG at Frederick Municipal Airport in June 2024. Business aircraft context only; no captive program, insurance arrangement or BWI customer relationship is depicted. Photo Acroterion, CC BY-SA 4.0. Proportionally resized without cropping; derivative remains under the same license. Photo source License A captive insurance proposal is a financing and governance decision as […]
Fractional Aircraft Ownership Insurance
Cessna Citation CJ4 N12MG at Frederick Municipal Airport in June 2024. Business aircraft context only; no fractional program, share ownership or BWI customer relationship is depicted. Photo Acroterion, CC BY-SA 4.0. Proportionally resized without cropping; derivative remains under the same license. Photo source License Before buying a fractional aircraft share, identify how the program insures […]
Aviation Legal Expenses for Aircraft Owners
Cessna 172M N1379U at Pittsburgh-Butler Regional Airport. Photo by Designism, Wikimedia Commons source, CC0 1.0. Full frame resized and converted to WebP; metadata omitted. General aviation context only; no BWI client, claim or legal proceeding is depicted. Aviation legal expenses can arise from an accident allegation, a hangar disagreement, an aircraft purchase or a regulatory […]
Aviation War Risk Insurance
Get an Aircraft Insurance Quote Aviation war risk insurance needs a separate review of the aircraft, people, events and places covered. Start with the complete policy and each proposed endorsement. Ask your agent to show which terms address the risks you want insured. Aircraft damage and liability are different parts of that review. A proposal […]
Air Cargo Insurance for Aircraft Operators
Get a Commercial Aviation Quote Air cargo insurance needs to distinguish the aircraft, the operator’s liability and insurance on customers’ goods. Start with the service your business performs, then review which policy addresses each interest. Describe the cargo service Identify the operator, aircraft, routes, customers and goods carried. Include typical and maximum cargo values, special […]
