Low wing experimental style airplane in flight. Hiring an experienced test pilot can be an important part of an experimental aircraft flight test plan. The insurance question is more specific than whether that person is a good pilot. The owner needs to know what the policy accepts for the intended tests, and the pilot needs […]
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Practical answers for aircraft owners, pilots and drone operators. Explore coverage questions, ownership decisions and the details worth discussing with your insurance team.
950 articles · Page 28
Experimental Aircraft Insurance When Someone Else Performs the Ground Run

Front view of an airplane nose and propeller inside a hangar. You have arranged for a mechanic an experienced pilot or another builder to perform an engine ground run on your experimental aircraft. The person may know the equipment well, but insurance needs a separate review of the proposed activity and role. Permission from the […]
Experimental Aircraft Insurance Before the First Engine Start

Close view of a yellow airplane nose and propeller. Your experimental aircraft project is nearly ready for its first engine start. It may still be inside the construction phase in your mind, but an operating engine introduces an insurance question that storage alone does not answer. Before the event, confirm how the policy treats the […]
Aviation Insurance Incident Records for a Commercial Renewal Submission

Yellow high wing turboprop airplane in flight. A commercial aviation renewal asks about accidents incidents and claims. Your maintenance team remembers a ground handling event, accounting has a repair invoice, and the insurer loss run shows a claim with a different description. Before answering the application, bring those records together. The goal is an accurate […]
Insurance for an Aviation Business Acquisition

Twin engine airplane parked on an airport apron. Build the insurance due-diligence file Describe the transaction and legal entities. Gather full policies, endorsements, schedules, claims records and relevant contracts. Certificates and loss summaries alone cannot answer every question about the target’s insurance. Separate earlier and future events Identify known incidents, open claims and services performed […]
Insurance Questions Before Offering Aircraft Demonstration Flights

Red and white low wing airplane on an airport surface. A prospective buyer wants a demonstration flight before deciding whether to purchase an aircraft. The seller agrees, an instructor offers to come along, and the buyer would like time at the controls. Before arranging the flight, identify what each person will do and whether the […]
Insurance for Employee-Piloted Aircraft Rentals

White twin engine airplane parked outside a building. Define the company travel arrangement Identify who approves the trip, rents the aircraft and pilots it. Describe the company’s role and the business purpose. Keep travel rules, authorized pilots and any limits on aircraft or use clear to employees. Review each party’s protection The aircraft owner, employee […]
Corporate Nonowned Insurance for Employee Charter Use

Twin engine airplane on an airport surface. Describe how flights are arranged Explain who books, pays for and approves charter travel, including bookings made outside the travel department. Identify employees, related entities and the purpose of flights. Keep a current activity estimate. Review the company’s own interest A company may have an aviation liability question […]
Insurance Coordination Between an Aircraft Owner and Management Company

Twin engine airplane parked on an airport apron. When an aircraft owner hires a management company, both parties may reasonably expect the other to be handling insurance details. That is precisely why the arrangement needs an explicit review. Paying the premium, arranging the policy, operating the aircraft and having protection under the policy are different […]
Part 135 Insurance Documents for a Charter Customer Contract

White twin engine airplane parked outside a building. A charter customer sends a contract and asks for proof of insurance before approving the trip. The request may look routine until its insurance exhibit calls for specific insured parties, cancellation notice, a waiver of subrogation and coverage described as primary. Those are separate requests. A certificate […]


