The BWI aviation insurance blog
Practical answers for aircraft owners, pilots and drone operators. Explore coverage questions, ownership decisions and the details worth discussing with your insurance team.
950 articles Page 26
Light airplane cockpit showing seats, controls and avionics. A student owns the airplane and asks you to provide instruction. Before accepting, establish two separate insurance positions: the owner's policy must accept the planned training and pilot arrangement, and your own protection must address the work you will perform. Being approved to fly the airplane does […]
High wing airplane parked on a grassy field. A family member offers to lend you an airplane. Permission may be easy to arrange, but the insurance question can be less obvious. Some nonowned aircraft definitions address family ownership or related entities, so an airplane you do not personally own may still fall outside the definition […]
Small single engine airplane parked on grass. Belonging to two flying clubs can give you access to different aircraft and schedules. It can also mean two different ownership structures, member agreements and insurance arrangements. Do not assume a personal nonowned policy or protection supplied through one club answers every question at the other. Build a […]
Front view of a high wing airplane on grass. Your rental provider asks you to sign an updated agreement before the next booking. Even if the airplane and hourly arrangement appear familiar, the new form may change the responsibilities you are accepting. Review the changes alongside your nonowned aircraft policy before assuming the same protection […]
White low wing airplane parked beside a mountainous airfield. Replacing a damaged aircraft with another model is a new insurance decision as well as a purchase decision. The claim on the old airplane does not establish protection for the new one. Different equipment, performance, value, pilots or use can change the terms an insurer is […]
High wing single engine airplane flying beneath blue sky. Prepare the insurance questions before a hurricane forces a rushed decision. Any relocation flight must remain a separate operational decision based on qualified judgment and current conditions. Document the relocation plan Identify the aircraft, proposed pilot, destination, dates and receiving facility. Review custody and storage at […]
Yellow airplane flying above a wooded landscape. You move an aircraft away from severe weather and later discover dents water intrusion or another condition at the destination. The discovery date is clear, but the damage date may not be. Report the facts promptly without selecting a convenient storm date or assuming the relocation caused the […]
White twin engine airplane parked outside a building. One event damages several aircraft and the owner wants to estimate the amount the business will retain. Do not assume that one storm means one deductible or that every damaged aircraft necessarily creates a separate deductible. The answer requires the actual policies aircraft schedules definitions and endorsements. […]
Twin engine airplane parked on an airport apron. A cash settlement can look straightforward until you compare the payment with the repair scope lender's requirements unresolved damage and release wording. Before agreeing, obtain a written proposal that makes those parts understandable. The amount alone does not tell you what the agreement closes. The immediate task […]
Close view of a parked airplane propeller and nose. A total loss offer may leave you wondering whether to retain the damaged aircraft, recover selected equipment or allow the salvage handoff to proceed. Before deciding, obtain a written explanation of what the offer includes and what property changes ownership. The aircraft still sitting in your […]
Welcome to BWI! Since 1977 we have been perfecting our craft and in the last 10 years we have taken major steps to modernize our systems and build the aircraft insurance agency of the future! We specialize in aircraft insurance, are appointed with all of the major A+ rated insurance carriers, and offer annual, liability and hull coverage for both owned and non-owned aircraft.
Aircraft insurance policies from BWI include liability coverage including both bodily injury and property damage. We also offer physical damage and hull insurance coverage for owned and non-owned aircraft. We have a wide-range of insurance solutions for all aviation related risks including personal and commercial use.
Our agents are highly trained professionals that strive to deliver the very best customer service and insurance experience for aircraft owners and pilots. With over 55 years of experience, we understand the industry inside and out and are ready to provide you with the most competitive insurance rates and the best coverages available. BWI is the preferred choice for thousands of aircraft owners Nationwide. From large commercial aircraft companies to smaller planes, we are the number one aircraft insurance company in the USA.
At BWI, we take pride in not only providing affordable aircraft insurance, but providing a great experience as well. Our knowledgeable representatives are friendly, patient, and ready to assist you with any problems or questions you may have. When you need insurance for your aircraft, give us a call today.
As always, thank you for trusting BWI.
