The BWI aviation insurance blog
Explore BWI’s articles on non-owned aircraft insurance. Find aviation insurance insights and questions to discuss with your insurance team.
50 articles · Page 1
Close view of a high wing airplane parked on an apron. Forming an LLC changes the identity of the business providing instruction. It does not automatically change a CFI policy issued to you as an individual. Before the LLC signs a lesson agreement or sends its first invoice, review who provides the service, who may […]
Light airplane cockpit showing seats, controls and avionics. A student owns the airplane and asks you to provide instruction. Before accepting, establish two separate insurance positions: the owner's policy must accept the planned training and pilot arrangement, and your own protection must address the work you will perform. Being approved to fly the airplane does […]
Non owned aircraft insurance cost is one of the most searched topics in aviation insurance, and for good reason. Pilots want to understand what this coverage costs, why prices vary, and whether renters insurance is really worth it. In 2026, the answer is clearer than ever. The cost of non owned aircraft insurance is small […]
If you fly aircraft you do not own, non-owned aircraft insurance is one of the smartest and most important policies you can buy. In 2026, this coverage matters more than ever because liability awards are higher, repair costs are up, and many flight schools and flying clubs are tightening their rental agreements. The result is […]
Aircraft insurance for flight instruction is one of the most misunderstood areas in aviation insurance. Many aircraft owners, pilots, and instructors assume that instruction is automatically covered under a standard policy. In many cases, it is not. In 2026, instruction significantly changes both liability exposure and underwriting requirements. If your policy is not structured correctly, […]
“How much does airplane renters insurance cost” is one of the most common questions pilots ask once they begin training or start renting aircraft regularly. It is also one of the most misunderstood topics in aviation insurance. Many pilots assume renters insurance should be extremely cheap, almost automatic, or unnecessary because the aircraft is insured […]
Rental airplane insurance is one of the most important yet misunderstood forms of aviation insurance. Many pilots assume that because they are renting an aircraft from a flight school or flying club, the aircraft owner’s insurance fully protects them. In 2026, that assumption is one of the fastest ways for a pilot to end up […]
When pilots search for the best airplane renters insurance, they are usually trying to answer one critical question: “If I damage a rented airplane or cause an accident, will I be financially protected?” In 2026, that question matters more than ever. Aircraft values are higher. Repair costs are rising. Flight schools are tightening rental agreements. […]
Whether you’re renting from a flight school, flying a friend’s airplane, or instructing in a non-owned aircraft, one fact doesn’t change, you’re responsible for what happens while you’re at the controls. That means if there’s an accident, damage, or injury, you could be held personally liable, even if you don’t own the aircraft. That’s where […]
Whether you’re a student pilot renting from a flight school, a private pilot flying club aircraft, or a professional CFI teaching in other people’s planes, you face one important question every time you fly: ‘If something happens, am I financially protected?’ The answer depends on whether you have aircraft renter insurance — also known as […]
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