Family-owned. Aviation focused. Since 1977.
Flying club insurance.
Built around your club.
From the aircraft you share to the people who fly them, BWI can help you explore insurance for your flying club.
Explore flying club insurance
Your next step
Start with your operation.
A clear next step, with an aviation insurance team ready to help.
Before you start
A few details help us get started.
- Aircraft roster, values and annual flying hours
- Member roster, pilot experience and training
- Club bylaws, instruction and maintenance arrangements
- Current policy, requested limits and renewal date
Flying club insurance guide
Flying Club Insurance
BWI offers comprehensive Flying Club insurance policies designed to protect flying clubs, their members and the aircraft owned by the club.

Talk with BWI about liability coverage, physical damage coverage and cross-liability options for your club. Availability, limits and policy terms depend on your operation and the insurer.
From flying clubs with 5 members and a single Cessna 172, to the largest clubs with multiple aircraft and hundreds of members, BWI has an aviation insurance solution to fit your specific coverage needs.
BWI is a family-owned, nationwide insurance brokerage specializing in aviation insurance since 1977. Our dedicated Aviation Insurance Professionals are highly trained, hand-picked and experienced in helping flying clubs obtain the insurance coverage suited to their needs.
What Is Flying Club Insurance?
A Flying Club Insurance Policy is an annual policy designed specifically to offer liability coverage to protect flying clubs and their members from the liability risk of bodily injury or property damage caused by the operation of an aircraft.
Ask how the proposed policy treats defense costs for covered claims, including whether those costs reduce the available liability limit. Flying club insurance policies can also include hull coverage, which offers physical damage coverage to cover aircraft owned by the club. Cross-liability is another optional coverage, which may address liability between club members, subject to the policy terms.
Flying Club Insurance Policies Offer Coverages Such As:
- Liability Coverage:
- This coverage offers 3rd party protection for the club and its members in the event of an accident or incident resulting in bodily injury or property damage, due to the operation of a club aircraft.
- Typically includes coverage for legal defense, in the event the club or its members are sued due to the operation of a club aircraft.
- Cross-Liability:
- Cross-liability may address certain liability claims between club members when included in the policy. Review the insured parties, exclusions and wording with BWI.
- Hull Coverage:
- Hull coverage may cover physical damage to the insured club aircraft, subject to its insured value, deductibles, covered uses and other policy terms.
- Coverage options may include Full-Flight-Hull, Ground In-Motion, and Ground Not-In-Motion
- Hull coverage may cover physical damage to the insured club aircraft, subject to its insured value, deductibles, covered uses and other policy terms.
Typical Information Needed For A Flying Club Insurance Quote
- Roster of aircraft including N number, year, make, model, hull value, annual hours flown.
- Roster of pilots including pilot names, ages, license/ratings, total hours, hours in aircraft that the club owns, hours last 12 months.
- Flying club management information.
- Liability coverage limits requested.
- Flying club operations information such as by-laws, CFI’s for instruction, maintenance information, etc.
- Flying club risk management and safety/training initiatives.
BWI | The Future Of Aviation Insurance
Family Owned Since 1977 | Nationwide | Forward Thinking
BWI is family-owned and aviation focused. Talk with our team about your operation, your current insurance and the next steps in requesting a quote.
Get a no-obligation, customized Flying Club Insurance Quote at www.bwifly.com or call 800.666.4359
Coverage options, limits and exclusions vary by insurer and operation. The issued policy determines what is covered; a quote request does not bind coverage.

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