non-owned aircraft insurance

If you rent or borrow an aircraft, you’re taking on more than just the thrill of flying, you’re taking on legal and financial responsibility for that aircraft every time you take off. Many pilots assume the flight school’s or flying club’s insurance will protect them. Unfortunately, that’s often not the case. Most owners’ or clubs’ […]

Whether you rent aircraft from a flight school, fly club airplanes, or occasionally borrow a friend’s aircraft, you may be flying with more financial risk than you realize. Even if the aircraft is fully insured by its owner or flight school, their policy protects their airplane, not you. If an accident happens while you’re at […]

Cessna 172 Skyhawk, photographed March 2025. General nonowned-aircraft context only; no rental arrangement, insured pilot or claim is depicted. Photo: Oleg Yunakov / Wikimedia Commons, CC BY-SA 4.0. Resized without cropping; this image derivative is shared under the same license. No endorsement implied. If you rent or borrow aircraft from a flight school, flying club […]

Renting or borrowing an aircraft is one of the best ways to stay current, continue training, or enjoy aviation without the expense of ownership. But when you fly someone else’s airplane, you’re taking on real financial risk, and that’s where aircraft renters insurance comes in. Also called non-owned aircraft insurance, this coverage protects you from […]

If you fly aircraft you don’t personally own — whether you’re renting from a flight school, FBO, or a friend — you’re taking on significant risk every time you leave the ground. While the owner’s insurance may cover their aircraft, it doesn’t necessarily protect you, the pilot, from financial responsibility in the event of an […]