Red and white low wing airplane on an airport surface. The repair estimate for your damaged aircraft is higher than the insured value shown on the policy. That does not mean the next step is simply to authorize repairs and expect the insurer to pay the difference. First reconcile the estimate with the policy loss […]

White low wing airplane parked near mountains. A shop asks whether it can discard a damaged component to clear space while your aircraft claim is still being reviewed. Before answering, establish who needs the item preserved and who has authority to release it. Photographs alone should not be assumed an adequate substitute for the physical […]

Airplane parked inside an open hangar. After a hangar fire, an aircraft may survive while its original logbooks do not. That creates two separate tasks: assessing the airplane and reconstructing the maintenance evidence. It also creates a specific insurance question about the records themselves and any related costs. Do not assume a hull limit automatically […]

Airplane parked inside an open hangar. You arrive for an update and discover that the repair shop has closed with your aircraft still inside. The immediate problem may be access rather than physical damage. Before making assumptions about an insurance claim or arranging removal, establish who controls the premises and what condition the aircraft and […]

Front view of an airplane nose and propeller inside a hangar. A propeller leaving your aircraft for overhaul can pass through several hands before it returns. The removal shop may arrange packing, a carrier may handle the shipment, and another facility may perform the work. Before dispatch, identify who is responsible at each stage and […]

Close view of a parked airplane propeller and nose. A loaner engine can keep an aircraft available while its original engine is overhauled. It also creates a two engine insurance problem: one engine is away from the aircraft and another belongs to someone else while being installed and operated. Review both interests before accepting the […]

Close view of a yellow airplane nose and propeller. A spare engine or propeller can represent a substantial aviation asset while sitting on a stand or inside a crate. Before assuming the aircraft policy protects it, determine how the contract treats property that is not installed. A component being intended for your airplane does not […]

Close view of a high wing airplane parked on an apron. The first trip from your workshop to the airport may happen on a trailer rather than under the aircraft's own power. That does not make it a minor insurance detail. Loading road transit unloading temporary storage and reassembly can involve different people and responsibilities […]

Yellow tailwheel airplane inside a hangar. An unfinished aircraft kit can include years of work and a collection of parts stored in several places. Before buying it, determine exactly what changes hands and when your insurance needs to begin. A purchase price alone may not describe the property you expect to protect. The useful starting […]

Light airplane cockpit showing seats, controls and avionics. You have found an instructor for transition training in your experimental aircraft. Before booking the flight, confirm that the aircraft status, instructor role and insurance conditions all fit the proposed lesson. An instructor being willing to fly is a useful start, but it does not settle the […]