If you’re insuring your Cirrus SR22, you’ve probably come across a term that most brokers mention, but few take time to explain properly: Smooth liability. It sounds better. It feels safer. It often costs more. But is it worth it? At BWI, we’ve worked with thousands of Cirrus aircraft owners, including SR22 and SR22T […]
The BWI aviation insurance blog
Aviation insurance insights.
Practical answers for aircraft owners, pilots and drone operators. Explore coverage questions, ownership decisions and the details worth discussing with your insurance team.
706 articles · Page 53
Type Rating, Training, and the Vision Jet: What Underwriters Actually Want to See
Getting insured in a Cirrus Vision Jet is a different game than quoting a piston aircraft. The process is more complex. The stakes are higher. And training plays a much bigger role in whether you get approved or declined. At BWI, we’ve quoted dozens of SF50 Vision Jets and worked directly with the few […]
What Is an Open Pilot Warranty in R22 Insurance?
If you own or operate a Robinson R22, chances are you’ve come across the term “Open Pilot Warranty” (or OPW) while reviewing your insurance policy. But what does it actually mean? How does it affect your coverage? And more importantly, should you have one? At BWI, we’ve insured thousands of R22 owners and flight […]
5 Cirrus SR22 Insurance Details Your Broker Might Be Missing
You already know your Cirrus SR22 is different. It flies faster. It trains smarter. It protects better. But what about your insurance policy? At BWI, we’ve insured thousands of Cirrus aircraft, many of them SR22s and SR22Ts, and we’ve reviewed just as many quotes written by brokers who don’t specialize in Cirrus. Here’s the […]
3 Real Helicopter Accidents Where Non-Owned Insurance Saved the Pilot
Insurance can feel like a hassle—until the moment you need it. If you’re flying helicopters you don’t own, whether as a CFI, student, or contract pilot, non-owned rotor-wing insurance can make the difference between financial ruin and peace of mind. At BWI, we’ve handled hundreds of helicopter insurance claims, and we’ve seen firsthand […]
Drone Liability Insurance 101: 3 Risks Every Commercial Operator Must Insure Against
As commercial drone operations continue to grow in industries like agriculture, construction, real estate, and cinematography, so does the complexity of risk. One small mistake with your drone, and your business could be facing a lawsuit, property claim, or financial loss that far exceeds the value of the drone itself. That’s where drone liability […]
What Is Agreed Value in Aircraft Insurance? (And Why Underinsuring Could Cost You Your Plane)
When it comes to insuring your aircraft, one of the most important decisions you’ll make has nothing to do with your flying hours, the policy limits, or the broker you work with. It’s this: What’s your aircraft worth? At BWI, we don’t assign that number. We don’t tell you what we think your aircraft […]
Top 5 Mistakes Agricultural Drone Operators Make (and How Insurance Can Help)
In the ever-evolving world of agriculture, drones are quickly becoming one of the most valuable tools in a farmer’s arsenal. From crop monitoring and mapping to precision spraying, agricultural drones are helping farmers increase efficiency, cut costs, and make smarter decisions. But as with any powerful tool, using drones comes with risks, and […]
From High-Risk to Fully Covered: How One Drone Company Overcame Past Crashes and Got Insured
If you’re flying drones in the real world, especially for commercial work, accidents can happen. Batteries fail. Weather shifts. Equipment malfunctions. And when the pressure’s high, like in disaster zones or time-sensitive mapping jobs, there’s no margin for error. Recently, we helped a professional drone company navigate all of that. They had two prior […]
When Is the Right Time to Get an Aircraft Insurance Quote?
For many aircraft owners, insurance is one of those last-minute checklist items that gets handled right before a policy renews, or just days before purchasing a new aircraft. But here’s the truth: the best insurance outcomes happen when you start early. Whether you’re a current aircraft owner or about to make your first purchase, there’s […]



