Family-owned aviation insurance since 1977
Agricultural Drone Insurance: Precision Protection for Modern Farming
From crop monitoring to aerial application, tell us how your drone supports the work you do.
Matt and the BWI teamReal aviation insurance professionals. Meet us →
Real people. Real experiences.
What BWI customers say
Reviews of BWI’s aviation insurance service.
Great service great follow-up by Katie 11 years as customer
Emily is a fantastic agent. She's very knowledgeable and helpful. I would definitely recommend her for your aviation insurance needs!
If you are shopping for aviation insurance, you MUST speak with Katie! Helpful, knowledgeable and ready to go the extra Nautical Mile for you!
A conversation built around your operation
Start with what matters to you.
Your operation
Describe the work, equipment and people behind each flight.
Explore the guideThe coverage details
Review liability, equipment and any application-specific exposures.
Explore the guideYour next step
Bring the operation and approval details to a real person.
Explore the guideCoverage varies by policy. Discuss the proposed terms, conditions and exclusions with BWI.
Agricultural drone insurance guide
Use the actual proposal and policy documents when deciding. Insurance terms, availability and premiums depend on the submission; coverage is not effective until binding is confirmed. Request a quote for your drone operation; terms, availability and premiums depend on the insurer and your details.
Agricultural drones can support mapping, crop monitoring, spraying and other farm activities. Tell BWI exactly what you do so insurance can be considered for the aircraft, equipment and operation.
BWI is a family-owned aviation insurance agency serving customers since 1977. Our team can help you identify questions to ask about the proposed coverage; insurance does not itself establish regulatory compliance.
Get an Agricultural Drone Quote
Why Agricultural Drone Insurance is Essential
- Damage to the drone or attached equipment.
- Injury or property damage involving third parties.
- Chemical drift or misapplication, where substances are dispensed.
- Contract requirements, data services and other exposures that may need separate review.
Describe these activities and request the coverages you need. A list of risks is not confirmation that a particular policy covers them.
Comprehensive Coverage Options
- Physical damage: Ask how the aircraft, payload and ground equipment are valued and scheduled.
- Liability: Review third-party injury/property-damage coverage and limits.
- Chemical drift: Confirm whether aerial application and the substances used are expressly addressed.
- Other exposures: Ask whether non-owned equipment, data errors, cyber or professional liability needs a separate policy or endorsement.
Review exclusions, deductibles and limits in writing. No coverage listed here is assumed to be standard or available for every submission.
Tailored Solutions for Diverse Agricultural Operations
Farm owners, application contractors, agribusinesses and crop consultants can have different operations. Provide your work area, clients, aircraft, personnel, chemicals and service agreements so the submission reflects what you actually do.
Compliance and Regulatory Support
The FAA agricultural UAS guidance explains the certificate and exemption process. Requirements depend on the activity and operating weight. Confirm the applicable FAA authority and pesticide requirements before operating.
Give BWI your actual approvals and their conditions. A Section 44807 exemption is not the same as a Part 107 waiver, and insurance is not a substitute for either required authority.
Why Choose BWI Aviation Insurance
- Aviation insurance service since 1977.
- A team to discuss the details of your operation.
- Help reviewing proposed terms and outstanding underwriting questions.
- Contact with real people for policy servicing.
Get Started Today
Call 800-666-4359 or email [email protected]. Use the original application link below to begin a conversation about your agricultural drone operation.
Your next step
A few details help us get started.
- Aircraft and equipment details, values and operating weight.
- Description of work, locations and any substances applied.
- Pilot experience, training and relevant operating approvals.
- Current insurance, contracts and your preferred effective date.
A real team behind you.
Meet Matt White and the people who help BWI customers every day.
Let’s talk about your next flight
