Family-owned aviation insurance since 1977
Cirrus SR20 Insurance – Expert Coverage for Pilots Who Take Safety Seriously
From your first lesson to your next flight, make the insurance conversation as specific as your Cirrus.
Matt and the BWI teamReal aviation insurance professionals. Meet us →
Real people. Real experiences.
What BWI customers say
Reviews of BWI’s aviation insurance service.
Great service great follow-up by Katie 11 years as customer
Emily is a fantastic agent. She's very knowledgeable and helpful. I would definitely recommend her for your aviation insurance needs!
If you are shopping for aviation insurance, you MUST speak with Katie! Helpful, knowledgeable and ready to go the extra Nautical Mile for you!
A conversation built around your aircraft
Start with what matters to you.
Your aircraft
Start with the exact model, equipment, use and insured value.
Explore the guideYour pilots
Explain experience, training and who will fly.
Explore the guideThe proposed terms
Review limits, conditions and the next steps with BWI.
Explore the guideCoverage varies by policy. Discuss the proposed terms, conditions and exclusions with BWI.
Cirrus SR20 insurance guide
Use the actual proposal and policy documents when deciding. Insurance terms, availability and premiums depend on the submission; coverage is not effective until binding is confirmed. Request a quote for your aircraft; terms, availability and premiums depend on the insurer and your details.
Whether you own, rent or train in a Cirrus SR20, start with insurance that is reviewed for your aircraft, pilots and planned use. Equipment and training details belong in the submission, alongside the requested insured value.
BWI can help you organize those details and understand the proposals available for your situation. A training program or aircraft feature does not by itself guarantee coverage or a premium.
Why work with BWI for Cirrus SR20 insurance?
BWI is a family-owned aviation insurance agency serving customers since 1977. Work with our team to discuss your SR20, compare the terms offered and keep your information current through renewal.
- A real contact for aircraft and pilot questions.
- A clear explanation of proposed limits, deductibles and conditions.
- Help with the documents needed for a quote and any binding requirements.
BWI uses iFlyQuote technology as part of its quoting work.
Cirrus SR20 Insurance Coverage Options
- Hull: Review the insured value, physical-damage terms and deductible.
- Liability: Compare the total limit and passenger or per-person sublimits.
- Training and pilot permissions: Confirm who may fly, including students, instructors and other pilots. An open-pilot provision is not blanket permission for every pilot.
- Use: Disclose instruction, rental, club and business operations.
- Other requests: Discuss medical payments, non-owned aircraft exposures, lender interests and additional insured requirements.
Availability and wording depend on the submission and insurer. Do not assume that training credits, discounts or endorsements apply until confirmed.
Comparing Cirrus SR20 insurance quotes
An owner using an SR20 personally, a student training in an owned aircraft, a renter and a flight school can need different arrangements. Compare quotes using the same pilots, intended use, insured value and requested limits.
Ask BWI for a current quote rather than budgeting from a prior example. A profile that looks similar to yours does not establish the premium, coverage or pilot conditions an insurer will offer.
How BWI Streamlines the Quote Process
- Provide aircraft and pilot details, use and desired effective date.
- BWI reviews the information and any additional documents needed for the submission.
- Review available proposals and their conditions with our team.
- Complete required documents and obtain confirmation that coverage is bound before relying on it.
Ask about timing when you start. A request is not a promise that every insurer will quote or that coverage can be bound within a particular number of hours.
New Owners and Transitioning Pilots
Share your syllabus, instructor details and logged experience. Identify whether training is initial, transition or recurrent, and separate actual flight time from simulator time.
Cirrus Embark has its own eligibility requirements. Confirm with the training provider and insurer whether your proposed program meets the particular conditions; do not assume it is available to every student or accepted for every quote.
For an LLC, trust, partnership or financed aircraft, provide the ownership and lender details as well.
Cirrus SR20 Insurance FAQs
Can I get insured as a student pilot? Ask BWI to review the aircraft, training plan and instructor arrangements. Acceptance and pilot conditions depend on the insurer’s review.
How does CAPS affect a quote? Disclose the aircraft’s equipment. Ask whether any specific terms or credits are offered; there is no automatic premium or deductible reduction stated here.
Will simulator and dual instruction count? Provide accurate records and ask what the insurer will recognize for its requirements.
Can I insure a rented or flying-club SR20? Discuss non-owned coverage and the owner or club agreement. Confirm the limits and contractual obligations that apply.
How long does a quote take? Timing depends on the submission and insurer. Start before purchase, training or renewal deadlines.
Can one policy cover multiple aircraft? Ask BWI about the proposed fleet and ownership; no universal four-aircraft limit or discount rule is assumed.
What about LLCs, trusts or instructional use? Describe the named entities, pilots and operation so appropriate terms can be requested. Do not rely on coverage until confirmed.
What Makes BWI Different?
BWI combines aviation insurance experience with technology and direct help from our team. We can discuss your questions from the quote request through policy servicing.
The reviews shown on this page are identified as general BWI service reviews, with the individual source and date, rather than an unverified SR20-specific review count.
Call Us Today for a Custom Cirrus SR20 Quote
Tell us about your aircraft, pilots and planned use. Call 800-666-4359 or use the original SR20 quote link below to get started.
Your next step
A few details help us get started.
- Aircraft registration, exact model and installed equipment.
- Requested insured value and planned operation.
- Pilot experience, training and any instructor arrangements.
- Current insurance and preferred effective date.
A real team behind you.
Meet Matt White and the people who help BWI customers every day.
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