Family-owned aviation insurance since 1977
Robinson R22 Insurance
Your Robinson R22. Your experience. Your plans. Talk with BWI about insurance for the way you fly, with a real aviation insurance team behind you.
Matt and the BWI teamReal aviation insurance professionals. Meet us →
Real people. Real experiences.
What BWI customers say
Reviews of BWI’s aviation insurance service.
Great service great follow-up by Katie 11 years as customer
Emily is a fantastic agent. She's very knowledgeable and helpful. I would definitely recommend her for your aviation insurance needs!
If you are shopping for aviation insurance, you MUST speak with Katie! Helpful, knowledgeable and ready to go the extra Nautical Mile for you!
A conversation built around your aircraft
Start with what matters to you.
Your helicopter
Start with the agreed value, equipment and how you use your helicopter.
Explore the guideYour pilots
Share experience, training and who will fly. Requirements depend on the insurer and your submission.
Explore the guideYour coverage
Discuss liability limits, aircraft physical damage and any deductibles before you choose.
Explore the guideCoverage varies by policy. Discuss the proposed terms, conditions and exclusions with BWI.
Robinson R22 insurance guide
Tell BWI about your aircraft and plans so our team can help you explore available coverage. Request a quote for your aircraft.
The Robinson R22 is a two-seat piston helicopter used for training and other light-helicopter operations. Its pilots, training and intended use are central to an insurance application.
But insuring an R22 isn’t as simple as its design. From pilot minimums to usage endorsements, choosing the right policy means partnering with a team that understands the details of rotorcraft coverage.
At BWI Aviation Insurance, we can help you explore R22 coverage for your aircraft and operation. Tell us about your flight experience, training and how the helicopter will be used.
Why R22 Owners and Operators Trust BWI
- Family-owned aviation insurance agency since 1977
- Personal assistance with aviation insurance questions
- Discuss student, instructor and flight-school insurance needs
- Help comparing available R22 insurance options
- Help preparing a complete quote request
- Full support team to assist with paperwork, renewals, and training updates
Tell us whether the helicopter is owned by an individual, trust, LLC or flight school. The named insured, approved pilots and permitted uses should match the proposed ownership and operation.
What R22 Insurance Covers
- Physical Damage (Hull Coverage): Physical damage protection at the insured value, subject to policy terms
- Liability Coverage: Review the available overall limits and passenger sublimits
- Smooth Liability (CSL): Ask about availability and underwriting requirements
- Medical Payments: Ask whether medical payments coverage is included and at what limit
- Open Pilot Warranty: Review the approved-pilot wording and any qualifications that apply
- Commercial Use Endorsements: Discuss instruction, rental, ferry and other planned uses before flying
- Deductible Reimbursement: Ask BWI whether this option is available for your proposed policy
Published R22 Premium Examples (2025)
These examples appeared in BWI’s 2025 article. They are historical illustrations, not current quotes or guaranteed pricing. Actual terms depend on the helicopter, its pilots, its use and underwriting.
Example 1: Student Pilot | $60,000 Hull | 20 hrs Total Time
Annual Premium: $9,860
Example 2: Private Pilot | $70,000 Hull | 150 hrs TT, 25 hrs in R22
Annual Premium: $7,280
Example 3: Commercial Pilot / CFI | $85,000 Hull | 600 hrs TT, 200 hrs in R22
Annual Premium: $5,720
Example 4: Instructor Operating Flight School R22 | $95,000 Hull | 1,000+ hrs TT
Annual Premium: $6,960
We help organize your aircraft, pilot and training details so insurers can evaluate a complete application.
Getting an R22 Quote – What We’ll Ask For
- Total pilot time and R22 make/model hours
- FAA certificate level (Student, Private, Commercial, ATP)
- Medical certificate status
- Dual instruction or simulator history
- Aircraft use (personal, instruction, rental, etc.)
- Title (personal, trust, LLC)
Include your recent flying and training, planned use and ownership details so BWI can discuss available options with you.
Frequently Asked Questions – Robinson R22 Insurance
Q: Can I get insured as a student pilot in an R22? Student-pilot coverage depends on insurer approval, the training plan and the proposed operation. Ask BWI to review those details with you. FAA training and endorsement requirements apply separately.
Q: Do I need commercial or instructional endorsements? Tell BWI about any instruction, rental or flight-school use. The policy’s approved use, pilot provisions and any endorsements should fit the operation; an owner’s policy and a pilot’s non-owned coverage serve different purposes.
Q: Can I get an Open Pilot Warranty? An open pilot warranty, if offered, sets qualifications for pilots not specifically named on the policy. Its wording and the permitted use still matter; it does not necessarily insure the visiting pilot personally.
Q: Is there a discount for storing my aircraft in a hangar? Tell BWI where and how the helicopter is stored. Any premium credit depends on the insurer and the proposed policy.
Q: How long does the quoting process take? Timing depends on a complete application, the proposed operation and insurer review. BWI can explain the next steps after reviewing your submission.
Why BWI?
- Serving aviation insurance customers nationwide
- A team available to answer your coverage questions
- Help with R22 quote requests and renewals
- Real people to discuss your aircraft and flying
- Online quote requests backed by personal assistance
Whether you are starting helicopter training or flying regularly as an instructor, share your plans with BWI so we can help you review the insurance options available.
Start Your R22 Insurance Quote
Call (800) 666-4359 or click below to start your custom R22 helicopter insurance quote today.
Your next step
A few details help us get started.
- Your Robinson R22 model, registration and insured value
- Pilot experience, ratings and recent training
- Your planned use, location and storage
- Current coverage and the date you need new coverage
A real team behind you.
Meet Matt White and the people who help BWI customers every day.
Let’s talk about your next flight
