Vans Aircraft Insurance Cost

Vans Aircraft Insurance Cost guide

Reviewed October 28, 2026.

The cost of insuring a Van’s aircraft starts with the particular airplane and the people who will fly it. A price for one RV model, configuration or pilot should not be treated as a quote for the entire RV family.

Is there a current premium range?

This page does not publish a verified current premium range. Request a written proposal for your aircraft, pilots, use and requested coverage. An older price, an offer for another owner or a different aircraft, and a percentage of aircraft value are not substitutes for your own quote.

Identify the RV you actually fly

Give BWI the exact model, registration, year and proposed insured value. Include the engine, avionics, landing-gear configuration and any changes that affect the value or operation of your airplane. Do not use a family-wide seating or value assumption when completing the application.

Explain whether the airplane is still being built, is approaching its first flight, or is already flying. Ask which stages and operations a proposed policy would cover, and when any required pilot approval or training must be completed.

Describe your experience in the actual RV model and configuration, along with recent flying and transition training. An old example of a ‘qualified pilot’ is not a current underwriting approval or a universal flight-hour rule.

Compare the proposed coverage and annual cost

Compare the same airplane, build or operating stage, pilots and uses. A proposal for a completed aircraft should not be assumed to cover a project, test flying or a different RV model.

Read the total liability limit and any passenger sublimit together. Check the physical-damage coverage basis, insured value and deductibles. Ask BWI to explain defense provisions, exclusions, endorsements and any separate exposures that the aircraft policy does not address. A short coverage example cannot determine payment for a particular loss.

Compare full annual premiums for equivalent policy periods. Identify fees, installment payments and financing charges separately. A lower payment amount does not necessarily mean a lower annual cost or equivalent coverage.

Request your own Van’s aircraft quote

Have your aircraft details, proposed value, pilot experience, current coverage and intended use ready. Confirm the proposed start date and any outstanding requirements before relying on the coverage.

Request an insurance quote, call 800-666-4359 or email [email protected]. Requesting a quote does not bind coverage. Coverage is not effective until confirmed in writing.