Describe the repair and supply chain
Track the component from receipt through repair, testing, sale and delivery. Identify aviation end use even when it is a small part of revenue. Name outside repairers, suppliers and installers and explain the role your business retains.
Separate custody from later allegations
Damage to a unit in custody and allegations after delivery need different questions. A repair shop can have products-related exposure without making a new item. Ask how the offered terms apply to the actual services and supplied parts.
Review correction and recall costs
Send warranties, indemnities and reimbursement promises for review. Ask explicitly about replacing your own work, product withdrawal, grounding, inspection and recall expenses. Products liability should not be assumed to cover every such cost.
Keep records and prior work visible
Retain identifiers, repair and delivery records, including outside work. Explain an allegation affecting several units factually. Review earlier services, timing and reporting conditions when the business or insurance arrangement changes.
Prepare the BWI review
Provide product groups, services, sales information, property interests, contracts and claims history. Compare insured activities, limits, exclusions and conditions using the same submission. Confirm the terms available for the actual operation.
A practical review example
For example, a concern about one repaired component may prompt a customer to request checks of several units. Keep the identified damage, alleged defect, inspection request and replacement expense separate. Supply the actual records and ask how the policy treats each issue. A request to inspect the batch does not establish that all associated costs are insured.
Keep the comparison record
- Record the parties and interests being reviewed.
- Keep the same values and activities in each proposal.
- List exclusions, conditions and unresolved requests.
- Retain the final confirmation and policy documents.
Contact BWI for an aviation insurance review using your current documents and proposed operation.
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