Family-owned aviation insurance since 1977
Cirrus SR20 Insurance
Start with your aircraft, your training and the way you fly. We will help you understand the next steps for your SR20.
Matt and the BWI teamReal aviation insurance professionals. Meet us →
Real people. Real experiences.
What BWI customers say
Reviews of BWI’s aviation insurance service.
Great service great follow-up by Katie 11 years as customer
Emily is a fantastic agent. She's very knowledgeable and helpful. I would definitely recommend her for your aviation insurance needs!
If you are shopping for aviation insurance, you MUST speak with Katie! Helpful, knowledgeable and ready to go the extra Nautical Mile for you!
A conversation built around your aircraft
Start with what matters to you.
Your operation
Describe your aircraft, equipment and intended work.
Explore the guideYour people
Share pilot experience, training and who will fly.
Explore the guideYour coverage
Review the limits, conditions and next steps with BWI.
Explore the guideCoverage varies by policy. Discuss the proposed terms, conditions and exclusions with BWI.
Cirrus SR20 guide
Use the actual proposal and policy documents when deciding. Insurance terms, availability and premiums depend on the submission; coverage is not effective until binding is confirmed. Request a quote for your aircraft; terms, availability and premiums depend on the insurer and your details.
The Cirrus SR20 is a single-engine piston aircraft with the Cirrus Airframe Parachute System (CAPS). Whether you are an owner, student or instructor, disclose the exact aircraft, pilots and operation when discussing insurance.
Whether you’re buying your first aircraft, training toward your private certificate, or logging cross-country time, your insurance policy should be tailored to the way you fly. At BWI Aviation Insurance, we specialize in matching Cirrus pilots with expert-level insurance solutions that are fast, competitively priced, and built around your exact profile.
Why Choose BWI for Cirrus SR20 Insurance?
- Aircraft-specific insurance discussions for Cirrus owners and pilots
- Student, flight-school and private-use submissions reviewed individually
- Pilot experience and planned training disclosed to the insurer
- CSIP, Embark and simulator records included where relevant
- Available insurer terms explained before you choose
- Quote timing confirmed for your submission
- A real team to discuss your aircraft, pilots and questions
Your insurance experience should match your aircraft—modern, capable, and safety-forward.
What Your SR20 Policy Can Include
Discuss these options and verify the offered limits, exclusions and training conditions. None is automatic for every pilot or operation.
- Physical Damage (Hull) Coverage – Ground, taxi, and in-flight protection
- Liability coverage: review available limits and passenger sublimits
- Passenger & Third-Party Bodily Injury
- Approved pilots: review named pilots and any open pilot warranty
- Medical Payments Coverage
- Training review: provide CSIP, Embark and recurrent training details
- Hangar-Based Consideration
- Optional: Non-Owned Aircraft Coverage or Fleet Configurations
🧠 Frequently Asked Questions – Cirrus SR20 Insurance
Q: Can a student pilot get coverage for an SR20? Submit the student’s experience, instructor and training plan. Availability and any solo or dual-instruction conditions must be confirmed by the insurer.
Q: Is CSIP or Embark training required? Confirm the insurer’s requirements. Cirrus Embark is a manufacturer transition-training program for eligible pre-owned SR Series aircraft; enrollment does not establish insurance approval.
Q: Can I use simulator time to improve my quote? Provide accurate simulator and in-aircraft training records. Ask how each will be considered; do not assume a credit or premium reduction.
Q: Can I insure more than one aircraft with BWI? Provide details for every aircraft and pilot. Ask how the insurer would structure and price coverage for your aircraft. Available terms depend on underwriting.
Q: Does the CAPS system help my quote? Disclose the aircraft’s configuration and ask about the actual terms. A CAPS-related deductible waiver or pricing credit should not be assumed without written confirmation.
Q: How long does it take to get insured? Timing depends on the submission and underwriting requirements. Ask for an update and confirm binding and the effective date in writing.
✈️ A Team for Your Cirrus Insurance Questions
We don’t just “handle Cirrus.” We specialize in Cirrus.
From transition pilots to first-time owners and CFIs, BWI can help organize your submission, explain proposed terms and discuss the next steps.
Call (800) 666-4359 or click below to get your custom Cirrus SR20 insurance quote.
Your next step
A few details help us get started.
- Exact aircraft model, registration and equipment.
- Requested insured value and planned operation.
- Pilot experience, training and relevant approvals.
- Current insurance and preferred effective date.
A real team behind you.
Meet Matt White and the people who help BWI customers every day.
Let’s talk about your next flight
