Family-owned aviation insurance since 1977
Agriculture Drone Insurance
From crop monitoring to aerial application, tell us exactly how you use your drones. Our team can help you discuss the insurance questions specific to your agricultural operation.

Real people. Real experiences.
What BWI customers say
Reviews of BWI’s aviation insurance service.
Great service great follow-up by Katie 11 years as customer
Emily is a fantastic agent. She's very knowledgeable and helpful. I would definitely recommend her for your aviation insurance needs!
If you are shopping for aviation insurance, you MUST speak with Katie! Helpful, knowledgeable and ready to go the extra Nautical Mile for you!
A conversation built around your work
Start with what matters to you.
Crop monitoring
Describe the data, imaging and mapping work you perform for farms and agricultural businesses.
Explore the guideAerial application
If you spray or spread products, identify that work explicitly when you request your quote.
Explore the guideDrones and payloads
Share the equipment you use, including sensors, cameras and ground equipment.
Explore the guideCoverage varies by policy. Discuss the proposed terms, conditions and exclusions with BWI.
Agriculture Drone Insurance guide
In modern agriculture, drones have revolutionized traditional farming practices by offering precision, efficiency, and actionable insights for crop management, monitoring, and yield optimization. Equipped with advanced sensors, cameras, and mapping technology, agricultural drones provide farmers, agronomists, and agricultural businesses with valuable data to make informed decisions, reduce costs, and increase productivity. However, the integration of drones into agricultural operations also presents unique risks and liabilities. To ensure the success of farming endeavors, protect investments, and mitigate financial risks, specialized insurance solutions tailored to agriculture drone operations are essential.
Available insurance terms depend on the activities described, the equipment and operators involved, and the insurer's underwriting. Review the proposed policy before assuming that any coverage listed on this page is included.
Coverage questions to review:
- Liability Coverage
- Physical Damage Coverage (UAS, Payload and Ground Equipment)
- Personal Injury & Advertising Coverage
- Non-Owned Liability Coverage
- Premises Liability Coverage
- Chemical Liability Coverage
Additional coverages can be tailored to the specific needs of drone operators and provide enhanced protection.
Benefits of Agriculture Drone Insurance:
- Risk Mitigation
- Enhancing Productivity
- Supporting Sustainability
- Fostering Innovation
Distinguish crop monitoring and data collection from spraying or dispensing products. Describe the products used, aircraft, application equipment, operators and locations. Ask specifically how chemical-related exposures are addressed; do not assume ordinary drone coverage includes them.
Why Choose BWI Aviation Insurance?
BWI has specialized in aviation insurance since 1977. Our team can discuss your operation and help you review the terms offered for your insurance request.
- Describe your work: Share the services you provide, operating locations, pilots and equipment.
- Compare the proposed terms: Review limits, deductibles, exclusions and any requested endorsements alongside the premium.
- Prepare for your next job: Provide client insurance requirements before assuming a policy meets them.
Coverage and availability depend on underwriting and the issued policy. A quote request does not put coverage in force.
Get Your Free Quote Today
Why wait? Contact BWI Aviation Insurance today for your free quote!
Call us at 800-666-4359 or email [email protected]
Your next step
A few details help us get started.
- Whether you collect data, apply products, or do both.
- Your drones, payloads and ground equipment.
- Who flies the drones and where you operate.
- Your current coverage and the requirements for upcoming work.

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Meet Matt White and the people who help BWI customers every day.
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