Most pilots don’t fire their broker. They just renew. Year after year, with the same broker. Even when the service slips. Even when the premium creeps up. Even when you start asking yourself, “What am I actually getting here?” But here’s the truth: Every broker should earn your business. Every year. If they’re not, it might […]
Posts with category aviation insurance (126 articles)
Robinson R66 Non-Owned Insurance. Must-Have Protection for Instructors and Contract Pilots
If you fly a Robinson R66 you don’t own, whether as a contract pilot, instructor, or demo pilot, there’s one thing you should know: You are personally liable for any damage or injury that occurs while you’re flying that aircraft. Most instructors and contract pilots assume that the owner’s insurance covers them. But unless your […]
The Renewal Checklist: 5 Things to Review Before You Click Renew
Aircraft insurance renewals often arrive in your inbox like clockwork. You see the familiar quote, check the price, and—if it’s not wildly different—you click, pay, and move on. But here’s the reality: That quick click could be costing you hundreds—or even thousands—of dollars. Why? Because aircraft insurance policies are complex. And if you’re not reviewing […]
Training That Saves You Thousands: How Smart Pilots Lower Their Aircraft Insurance Premiums
If you’re like most aircraft owners, you’ve probably asked yourself: “How can I get a better rate on my insurance without cutting coverage?” The answer may be simpler than you think: fly more, and train smarter. Aircraft insurance underwriters aren’t just looking at your hours. They’re looking for signs that you’re staying sharp, current, and […]
Non-Owned Helicopter Insurance for CFIs. Are You Really Covered When Giving Dual?
If you’re a Certified Flight Instructor (CFI) giving dual instruction in a helicopter that you don’t personally own, there’s something you need to know: The aircraft’s insurance policy probably doesn’t protect you. That’s right, even though you’re the one with experience, oversight, and a student in your left seat, you could be personally liable for […]
The One Thing Most Aircraft Insurance Brokers Won’t Tell You
When you call an aircraft insurance broker, you probably expect honesty. Straight answers. Guidance you can trust. But there’s one thing most brokers won’t tell you: They don’t work for you. They work for your renewal. That’s not how it should be. The Truth About Aviation Insurance Incentives Most brokers in aviation insurance earn their […]
Robinson R66 Insurance: Rates, Requirements, and How to Get Covered Right
The Robinson R66 has redefined turbine helicopter ownership for private pilots and small operators. With its five-seat cabin, Rolls-Royce RR300 engine, and turbine-class performance, the R66 bridges the gap between affordable piston flight and high-performance rotorcraft operations. But insuring a turbine helicopter like the R66 isn’t as straightforward as its piston predecessors, and too often, […]
What Underwriters Really Look For (And How to Use It to Your Advantage)
When most pilots receive an aircraft insurance quote, they assume it’s based on a few key factors: hull value, total flight hours, maybe claim history. And while those elements are important, they only scratch the surface. The truth? Underwriters evaluate over 30 different data points when determining your aircraft insurance rate. Some are straightforward. Others are […]
Robinson R22 Insurance for Student Pilots. What You Need to Know Before You Fly
If you’re a student pilot learning to fly in a Robinson R22, there’s one thing most schools and instructors won’t tell you until something goes wrong: You’re not automatically covered by the school’s insurance. At BWI, we’ve worked with hundreds of student pilots across the country, and most of them come to us after realizing […]
The True Cost of a Lapsed Aircraft Insurance Policy
Letting an aircraft insurance policy lapse. Whether it’s due to forgetfulness, a planned gap in flying, or an assumption that “a few days won’t matter,” the result is the same: A lapsed policy can cost you thousands of dollars in increased premiums—and even worse, it can leave you completely exposed. In this article, we’re going […]
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