You’ve picked the perfect aircraft. The Cirrus SR20 is fast, reliable, safe, and built with features student and private pilots love.
Now all that’s left is one more thing:
Getting insured, fast.
At BWI, we’ve quoted and insured thousands of Cirrus aircraft, including hundreds of SR20s. And while the process is simpler than insuring a turbine-class aircraft, it still takes the right steps to do it quickly, cleanly, and without gaps in coverage.
Here’s how to get your quote in 24 hours or less, and still get the policy you deserve.
Step 1: Know What Underwriters Need
The Cirrus SR20 is a technically advanced aircraft (TAA), which means underwriters want a little more info than they would for a 152 or Cherokee.
You’ll need:
• Total time (lifetime + past 12 months)
• Time in Cirrus aircraft (SR20, SR22, or both)
• Training records (especially CSIP, Embark, or sim-based)
• Use case (personal, instruction, business, etc.)
• Hull value
• Storage (hangared or tied down)
• Any claims or violations
Submitting these up front speeds the quote process up dramatically.
Step 2: Don’t Leave Out Training Time
This is where most pilots, and brokers, slow themselves down.
If you’ve completed:
• CSIP training
• Embark
• Recurrent instruction
• Simulator sessions
…include those records. Even screenshots or endorsements help.
Pro tip: If you’ve logged hours in an SR22, tell your broker.
Many underwriters will count that time toward SR20 eligibility and pricing.
Step 3: Choose a Broker That Specializes in Cirrus
We see it every week:
• A generalist broker submits a quote with just “100 TT, 10 in SR20.”
• No training record. No usage notes.
• They submit to one underwriter and wait 4 days.
• The pilot gets frustrated—and calls us.
At BWI, we:
• Ask the right questions up front
• Submit to every A+ rated underwriter
• Present your time, training, and mission clearly
• Return most quotes in under 24 hours
We’re fast, because we’re focused.
What Slows Down the Process (and How to Avoid It)
If your quote is taking too long, it’s usually because:
• The broker didn’t ask for full time breakdowns
• No training records were included
• The quote was submitted to one carrier at a time
• The pilot didn’t clarify their usage (training, business, pleasure)
You can avoid all of this by working with a Cirrus-focused broker, and submitting everything at once.
The BWI Difference: Fast, Smart, Cirrus-Specific
At BWI, we’ve built our quote process around Cirrus aircraft.
We’ve written policies for student pilots, CFIs, flight schools, and private owners—coast to coast.
And we don’t stop at “fast.”
We make sure the coverage actually fits how you fly, now and in the future.
Call (800) 666-4359 or click below to request your Cirrus SR20 quote today.
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