Family-owned aviation insurance since 1977
Drone Insurance Cost
Understand what shapes your drone insurance cost, prepare the details for your quote and compare the coverage behind the price.
Matt and the BWI teamReal aviation insurance professionals. Meet us →
Real people. Real experiences.
What BWI customers say
Reviews of BWI’s aviation insurance service.
Great service great follow-up by Katie 11 years as customer
Emily is a fantastic agent. She's very knowledgeable and helpful. I would definitely recommend her for your aviation insurance needs!
If you are shopping for aviation insurance, you MUST speak with Katie! Helpful, knowledgeable and ready to go the extra Nautical Mile for you!
A conversation built around your operation
Start with what matters to you.
Your drone business
Describe your services, operating locations and client requirements.
Explore the guideYour aircraft and equipment
List your drones, cameras, sensors and requested equipment values.
Explore the guideYour insurance questions
Discuss the proposed liability, equipment and policy terms with BWI.
Explore the guideCoverage varies by policy. Discuss the proposed terms, conditions and exclusions with BWI.
Drone Insurance Cost guide
Use this guide to compare coverage, equipment values, deductibles and policy terms before choosing your insurance. Request a quote for your drone operation; terms, availability and premiums depend on the insurer and your details.
Reviewed November 4, 2026.
Drone insurance cost depends on your operation, equipment, operators and the coverage you request. Start with those details so the quoted premium reflects the work you actually plan to do.
Describe your drone operation
Tell BWI about the services you provide, operating locations, customers and contractual insurance requirements. Explain the intended flights and any unusual activities so the proposal can be reviewed against the actual work.
List the drones, cameras, sensors, payloads and other equipment you want considered, with the values and ownership details requested. Ask how the proposed policy addresses each item, including equipment in use, in storage and in transit. Do not assume every payload or accessory is included.
Provide operator details
Supply operator credentials, relevant experience, training and loss history. Explain who will fly and ask which operators and activities are approved. Insurance does not replace the operating authorizations or other requirements applicable to a flight.
Compare coverage and the full quoted cost
Review the proposed liability limit, insured parties, covered activities, exclusions and contractual requirements. Ask separately about physical damage to aircraft and equipment, insured values, deductibles and settlement terms. A liability-only proposal should not be treated as equivalent to one including equipment coverage.
Compare the same operation, equipment, operators and policy period. Check the total premium, fees, payment schedule and any financing charges. Ask how equipment values and deductibles affect the proposal, and make sure you understand any differences between the quotes.
Request a drone insurance quote
BWI’s aviation insurance team can discuss your proposed operation and help you review available terms. Have your business activities, equipment schedule, operator details, current coverage and preferred start date ready.
Start your drone insurance quote or call 800-666-4359. Requesting a quote does not bind insurance. Coverage is not effective until BWI confirms binding in writing.
Prepare for your next step
- Understand what affects your drone insurance quote.
- Use the drone insurance quote checklist to organize your equipment, pilots and operating details.
- Compare SkyWatch and BWI using policy terms and service questions.
Your next step
A few details help us get started.
- Your drone services and client requirements.
- The drones and equipment you use, including requested values.
- Operator credentials, experience and training.
- Your current policy and preferred effective date.
A real team behind you.
Meet Matt White and the people who help BWI customers every day.
Let’s talk about your next flight
