Cessna 172 Insurance
For qualified pilots the Cessna 172 Insurance Cost typically ranges between $150-$250 per year for $1,000,000 in Liability Only coverage. Adding hull coverage in the amount of $50,000, for example, increases the annual premium range to between $450-$1,100 total.
What is the definition of a qualified pilot? A qualified pilot has their private license, 300 total hours and at least 25 make/model hours.
Student Pilots or pilots with low total time and make/model time will pay approximately 70% more in the first year of a policy. This is contingent on building at least 40-50 hours by the next renewal date.
Why get a 172?
Cessna 172 Insurance is by far one of the easiest aircraft to insure. Cessna 172’s are simple, reliable and are widely available. In 6o years there have been over 44,000 produced. The C172 is an easy to fly, safe and conventional, single engine, tricycle gear aircraft with relatively low hull value. This makes it an aviation insurance brokers dream to quote.
Aircraft insurance cost for Cessna 172’s also varies by year and model. The C172 has 21 different models but the 172RG Cutlass has by far the highest insurance cost over a standard C172. This is because the retractable gear increases loss opportunities.
Why do my rates change?
Airplane Insurance rates are constantly changing and are effected by a variety of factors. The most commons factors are based on pilot licenses and qualifications, prior claim/accident/dui history. However significant losses occurring in a particular make/model can also influence the insurance rate of a particular make/model in the industry as a whole or just within one insurance company.
Conclusion
Overall, insuring your Cessna Skyhawk is not expensive compared to other makes and models of aircraft. Insurance quotes are widely available from multiple carriers and premiums are relatively low compared to the rest of the industry. Check out our full page on Cessna 172 Insurance Cost here https://bwifly.com/cessna-172-insurance-cost/
BWI
To ensure that you are getting the absolute lowest rate and best coverage with a rock solid A+ rated Aviation Insurance company, get a quote with BWI today. We specialize in Cessna 172 Insurance, our office is open 12 hours a day and staffed with friendly, knowledgeable agents that you can trust. Aviation Insurance is all that we do and have done for 42 years.
Call 800.296.8595 today for a free Cessna 172 Insurance Quote or Click Here to submit a quote request online.
BWI is the Nation’s Leader in Aviation Insurance, with offices based in Corona, California and Anchorage, Alaska.
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