At the very moment you become a Certified Flight Instructor, a mountain of responsibility comes descending down from the skies and lands squarely on your shoulders. Not every CFI will feel this burden at the moment, but just give it a little time until their first student takes off into the skies above on their first solo journey.
When you endorse that student’s logbook, you are testifying to the world that this student is ready for what is to come. The only problem is that if you are wrong, all you can do is look up from the ground below and watch your career and your livelihood fly away in someone else’s hands. Thankfully, there is insurance for that and CFI Insurance may be all that stands between you and painful litigation and liability.
Expensive Litigation Versus CFI Insurance
Here at BWI Aviation Insurance, we’ve been providing quality aviation insurance solutions for over 40 years. In doing so, we are well versed in the benefits of proper coverage as we’ve seen just about every aviation disaster you can imagine manifest itself at some point. However, saving our customers from the cost of expensive litigation has been one of the greatest benefits that many new customers don’t realize at first.
When an aviation incident occurs, you could have done everything right and checked every box on every list twice. That doesn’t mean someone won’t try to sue you. In the case of your role as a CFI, they might claim negligent instruction or that you certified someone to take to the skies who wasn’t ready. At the end of the day, you name it and someone can try to sue you for it.
The price of CFI Insurance is, in most cases, less than one to two hours of attorneys fees. That means you’ll get your return on your investment the very first time you are sued. That’s not to say you are guaranteed that you will get sued as a CFI. Rather, just that some aggressive lawyer is looking to make a buck on any disaster in America. As a CFI, your students have your career in their hands and you need proper coverage for that very reason.
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The Benefits of CFI Non-Owned Aircraft Insurance
As a Certified Flight Instructor, you will routinely find yourself flying the aircraft of your students. Meaning, you don’t own the aircraft and as such, you will want proper coverage in case you break your student’s expensive new toy. CFI non-owned aircraft insurance will cover you for a variety of factors, but the fact that it covers damage to the aircraft you don’t own is key.
It would be a mistake to assume that the owner’s policy will cover you while you are offering instruction in their aircraft.
With CFI non-owned aircraft insurance, you can be covered in standard, experimental, gliders, and light sport aircraft. This gives you some flexibility to train on a wide array of aircraft. For most pilots, you can add the CFI non-owned coverage in as little as 5 minutes. Considering all the weight of responsibility you place on your shoulders to train the next generation of pilots, you’ve earned the right to let BWI take the burden of that liability and litigation off. If you are a new CFI or pursuing that option, give the team here at BWI a call and we’d be honored to be a part of this chapter in your aviation journey.
CFI insurance is a type of non-owned aviation insurance policy designed to protect you when instructing in aircraft that you don’t own. Non-owned insurance policies offer secondary liability and optional physical damage coverage for CFI’s and flight instructors.
BWI is a family-owned, nationwide insurance brokerage specializing in aviation insurance since 1977. Our dedicated Aviation Insurance Professionals are highly trained, hand-picked and experienced in helping CFI’s and flight instructors obtain non-owned insurance policies.
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What makes us different? Our office is open 12 hours a day, our team is hand-picked, well-trained and every single customer has their own dedicated Aviation Insurance Professional.
Get a no-obligation, customized CFI non-owned insurance quote here or call 800.666.4359