Drones have transformed the inspection industry. From bridges and cell towers to oil refineries and solar farms, drones allow companies to inspect hard-to-reach assets safely and efficiently. But with high-value equipment and complex job environments, accidents can happen, and that’s where drone inspection insurance comes in.
Why Drone Inspection Companies Need Insurance
Inspection drones often operate around expensive infrastructure, heavy machinery, and populated work zones. A simple malfunction, battery failure, or pilot error can lead to costly damage or legal claims.
Here’s why drone inspection companies need specialized coverage:
– High-Risk Environments: Industrial and utility sites involve greater risk of collisions or interference.
– Client Contract Requirements: Energy, telecom, and construction clients often demand $1M–$10M liability coverage.
– Expensive Equipment: Drones used for inspections often carry cameras and sensors worth $10,000–$50,000.
– Professional Credibility: Insured operators are more likely to win contracts and repeat business.
What Drone Inspection Insurance Covers
Comprehensive drone inspection policies include:
– Liability Coverage: Protects against third-party injury or property damage claims.
– Hull Coverage: Covers physical damage or loss of your inspection drones.
– Payload Coverage: Protects cameras, thermal sensors, or LIDAR systems.
– Personal Injury Coverage: Covers claims related to privacy or reputational harm.
– Non-Owned Coverage: Extends protection to rented or subcontracted drones.
– Fleet Coverage: For companies operating multiple drones under one policy.
Typical Costs for Drone Inspection Insurance
At BWI Aviation Insurance, inspection operators typically pay between $1,000 and $4,000 per year for single-drone operations, depending on liability limits and drone value. Large inspection fleets or utility contractors may pay $5,000–$10,000+ annually depending on exposure and client requirements.
Example pricing:
– $1M liability + hull: $1,200–$2,000/year
– $5M liability + full coverage: $3,000–$6,000/year
Case Study: Solar Inspection Contractor
A solar inspection company in Arizona used drones for thermal imaging and panel diagnostics. During one flight, high heat caused a motor failure, leading the drone to crash onto an active array, damaging several panels worth $9,000.
Their BWI drone inspection insurance policy covered both the equipment damage and the liability claim filed by the solar operator. The total claim was settled quickly, and the contractor completed their remaining projects without delay.
Why General Business Insurance Isn’t Enough
Traditional business insurance excludes aviation operations, meaning it won’t cover drone-related accidents. If you’re flying drones for inspections, you need specialized aviation coverage that meets client and FAA standards.
Why Choose BWI for Drone Inspection Coverage
BWI has over 45 years of experience insuring aviation and drone operations. We understand the inspection industry’s unique risks, from energy and utilities to telecom and construction, and we provide flexible coverage that scales with your operation.
With BWI, you get:
• Multiple aviation carriers for competitive pricing
• Same-day certificates for client compliance
• Expert claims advocacy
• Custom liability limits up to $25M
Conclusion
Drone inspection insurance is a must-have for serious operators. It protects your equipment, satisfies client requirements, and gives you the confidence to fly in high-stakes environments. Don’t risk your contracts or your business, get the coverage trusted by professionals across the U.S.
Get Your Drone Inspection Insurance Quote Today From BWI Aviation Insurance>>
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BWI Aviation Insurance | bwifly.com | (800) 666-4359
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