Drones have completely transformed the roofing and inspection industries. Roof inspections that once required ladders, scaffolding, and long hours now take minutes. But while drones make inspections faster and safer, they also introduce new liability and equipment risks. That’s why every professional performing aerial roof inspections needs drone insurance for roof inspections.
Why Roof Inspectors Need Drone Insurance
Roof inspection drones operate in some of the riskiest conditions, close to structures, power lines, and unpredictable winds. Even a small malfunction or loss of control can result in damage to property, equipment, or injury to people below.
Here’s why drone insurance is essential for roof inspectors:
– High-Risk Flights: Close-proximity work increases collision risk.
– Property Damage Exposure: Crashing into a roof or window can cause thousands in repairs.
– Client Contracts: Many commercial property owners require proof of $1M+ liability coverage.
– Equipment Value: Roof inspection drones often carry expensive thermal and zoom cameras worth $5,000–$20,000.
What Drone Insurance for Roof Inspections Covers
Comprehensive policies protect your drone operations, including:
– Liability Coverage: Covers injury or property damage caused by your drone.
– Hull Coverage: Protects the drone itself from crashes, weather, or theft.
– Payload Coverage: Covers cameras, sensors, and thermal imaging equipment.
– Personal Injury Coverage: Protects against privacy or reputational claims from aerial footage.
– Non-Owned Coverage: Covers you when using rented or borrowed drones for inspections.
Get Your Drone Roof Inspection Quote Today>>
How Much Does Drone Insurance for Roof Inspections Cost?
At BWI Aviation Insurance, roof inspection policies typically range between $600 and $2,500 annually depending on your coverage limits, drone type, and use frequency. Higher-end drones and thermal payloads increase premium cost, but comprehensive protection is worth every penny.
Example pricing:
– Liability only ($1M): $500–$800/year
– Liability + hull + payload: $1,000–$2,000/year
– Fleet coverage for multi-drone operations: $3,000+/year
Case Study: Roofing Company Avoids a Costly Repair Bill
A roofing contractor in Texas used a drone to inspect a commercial warehouse roof. During the flight, a strong gust pushed the drone into an HVAC unit, damaging the fan and camera, total damages: $7,200.
Their BWI drone insurance policy covered both the HVAC repair and the replacement drone. The company completed the inspection project without delay or out-of-pocket loss.
Why General Liability Doesn’t Cover Drones
Many roofing companies assume their general business insurance covers drones, but almost all exclude aviation-related operations. Only specialized aviation policies provide the coverage needed for drone-based inspections.
Why Choose BWI for Roof Inspection Coverage
With over 45 years of aviation insurance expertise, BWI specializes in protecting drone professionals, including roof inspectors, construction firms, and property management companies. We offer flexible coverage options, fast certificate delivery, and access to multiple aviation insurers for competitive rates.
With BWI, you get:
• Comprehensive liability and hull protection
• Same-day proof of insurance for clients
• Fast claims processing
• Support from real aviation insurance experts
Conclusion
Drone roof inspections are one of the most valuable tools in modern construction and maintenance, but they come with risk. Protect your drones, your business, and your clients with dedicated drone insurance built for roof inspection professionals.
Get your drone roof inspection insurance quote today from BWI Aviation Insurance.
BWI Aviation Insurance | bwifly.com | (800) 666-4359
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