When most people think about insurance, they think about worst-case scenarios:
- A crash
- A lawsuit
- A theft
- A hardware failure
And yes—drone insurance protects you from all of that.
But here’s what commercial operators often overlook:
The right drone insurance policy doesn’t just protect you. It gets you in the door.
In this post, we’re going to show you why drone insurance is more than a backup plan. It’s a key to growth, credibility, and opportunity.
The New Standard for Drone Professionals
If you’re operating a drone business, whether in agriculture, real estate, inspections, or cinematography, insurance isn’t optional anymore.
Your clients expect it.
And in many cases, they require it:
- To sign a vendor contract
- To enter a job site
- To fly over private or public property
- To satisfy state or municipal regulations
More and more, we’re seeing insurance become the first box to check, before you can even quote the job.
Real-World Story: Access Denied Without Proof
A new drone business owner called us in a panic.
He had just landed a major agricultural spraying contract. Thousands of acres. Great money. A chance to launch his operation at scale.
But when he submitted paperwork to the co-op’s legal team, they came back with one requirement:
“Please provide a certificate of insurance showing $2M in liability coverage and Part 137 aerial application protection.”
He didn’t have it.
We helped him:
- Get coverage quoted and bound in 48 hours
- Add the co-op as an additional insured
- Provide digital certificates directly to the legal team
That policy didn’t just protect his DJI Agras T50.
It saved the contract.
Why Insurance Opens Doors
Here’s what drone insurance tells your clients:
- You’re professional
- You understand risk
- You’ve invested in your business
- You’re ready to take on responsibility
- You won’t leave them holding the bag if something goes wrong
The right policy gives you:
- Access to higher-value clients (who won’t work with uninsured vendors)
- Qualification for government or corporate contracts
- Credibility when marketing or bidding for jobs
You’re no longer just a “guy with a drone.” You’re a licensed, insured commercial operator.
What Clients Look For
Depending on your industry, your prospective clients may ask for:
- $1M to $5M in general liability
- Hull coverage on your drones
- Additional insured status on their job site or office
- Waivers for aerial spraying, night flying, or BVLOS
- Fast access to proof of insurance (COIs)
Can you provide all of that, within 24 hours?
If not, you could lose out to a competitor who can.
What Happens Without Insurance?
We’ve seen clients get turned away at the gate.
We’ve seen vendors removed from jobs because they didn’t update their COI.
We’ve seen talented operators lose $10K+ contracts for lack of documentation.
In today’s world, you don’t just need to fly well.
You need to prove you’re covered.
Why BWI Is the Best Partner for Access
At BWI, we help drone operators:
- Build policies that meet job-site requirements
- Issue same-day COIs and add additional insureds
- Understand the insurance language in contracts
- Scale coverage as your fleet and team grow
Whether you fly one drone or fifty, we’ll help you:
- Stay compliant
- Win more work
- Protect your assets and reputation
Final Thoughts: It’s Not Just a Policy, It’s a Business Tool
Your drone insurance isn’t just for the what-ifs.
It’s for the right-nows.
It helps you get hired.
It helps you look legitimate.
It helps you sleep at night.
If you want a drone insurance policy that works as hard as you do, we’re ready.
[Request a Drone Insurance Quote with BWI Today]
Continue Reading
