As the drone industry expands, more companies are scaling from single-drone operations to managing entire fleets. Whether you’re flying five drones or fifty, insuring them under one unified policy can save time, money, and headaches. That’s where drone fleet insurance comes in.
What Is Drone Fleet Insurance?
Drone fleet insurance is designed for companies that operate multiple drones for business purposes. Instead of purchasing individual policies for each aircraft, a fleet policy allows you to insure all your drones under one plan, simplifying management, billing, and renewals.
Why You Need Fleet Coverage
Managing multiple drones introduces additional risk. Each flight increases exposure to liability, equipment damage, and operational errors. Fleet insurance ensures your entire operation is protected, not just a single pilot or aircraft.
Here’s why companies switch to fleet coverage:
– Cost Efficiency: Bundling multiple drones into one policy reduces per-drone premium costs.
– Simplified Administration: One renewal date, one policy, one premium payment.
– Consistent Coverage: Ensures all pilots, drones, and payloads are covered equally.
– Flexible Scaling: Add or remove drones without rewriting the entire policy.
Get Your Quote For Drone Fleet Insurance Today>>
What Drone Fleet Insurance Covers
A complete fleet policy typically includes:
– Liability Coverage: Protects your company from third-party injury or property damage claims.
– Hull Coverage: Covers physical damage or theft for all drones in your fleet.
– Payload Coverage: Protects expensive cameras, sensors, or sprayer systems.
– Personal Injury Coverage: Covers privacy or reputational claims from aerial operations.
– Non-Owned Coverage: Covers rented or subcontracted drones used by your team.
– Worldwide Coverage (Optional): For companies with international projects.
How Much Does Drone Fleet Insurance Cost?
Fleet insurance pricing depends on the number of drones, equipment value, and liability limits. At BWI Aviation Insurance, we typically see the following ranges:
– Small Fleets (3–10 drones): $2,500–$5,000 per year.
– Mid-Size Fleets (10–25 drones): $5,000–$10,000 per year.
– Enterprise Fleets (25+ drones): $10,000+ per year depending on risk and operations.
Most commercial clients require at least $1M–$5M in liability, and BWI can secure up to $25M in coverage for larger enterprise contracts.
Case Study: Construction Survey Company
A California-based construction surveying company operating 12 drones consolidated their coverage into a single BWI fleet policy. Their annual premium decreased by 18%, and they gained same-day certificate delivery for new contracts. When one drone suffered $15,000 in hull damage during a mapping mission, the claim was processed and paid within days.
Benefits of Fleet Coverage with BWI
- Dedicated Account Management: One point of contact for all your drones.
• Carrier Flexibility: Access to multiple aviation insurers for competitive pricing.
• Scalable Policies: Add or remove drones as your business evolves.
• Fast Certificates: Meet contract requirements instantly.
• Claims Advocacy: Real people, real support, every step of the way.
Conclusion
Drone fleet insurance is the smart way to protect a growing operation. It saves money, simplifies administration, and ensures consistent, reliable coverage across every aircraft you fly. If your company operates multiple drones, it’s time to upgrade to a fleet policy that scales with your success.
Get your drone fleet insurance quote today from BWI Aviation Insurance.
BWI Aviation Insurance | bwifly.com | (800) 666-4359
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