Quest Kodiak insurance cost guide

Quest Kodiak Overview:

The Quest Kodiak is a beloved utility aircraft prized for its ability to conduct short takeoff and landing (STOL) operations with precision. This aircraft is a high-wing, unpressurized, single-engined turboprop that has a fixed tricycle landing gear that makes it suitable for such operations.

Quest developed the Kodiak, and Daher completed its acquisition of Quest in 2019. The Kodiak 100 is a single-engine utility turboprop with seating configurations for up to ten people. Performance depends on configuration, equipment and operating conditions; use the flight manual for your aircraft.

Quest Kodiak 100 Insurance Cost:

Aviation insurance in general, is a very specialized industry and premiums vary depending on make and model of the aircraft, hull value, use of the aircraft, pilot history and qualifications and aircraft insurance rates even take into account the loss history of each specific make and model and the loss history of the aviation industry as a whole.

Quest Kodiak 100 insurance commonly includes liability coverage and optional aircraft physical damage coverage. Your quote and policy specify the coverages, limits and exclusions that apply.

Aircraft liability insurance addresses covered claims for bodily injury or property damage for which an insured is legally liable. Defense provisions and passenger limits are set out in the policy.

When comparing quotes, review both the overall liability limit and any passenger or per-person sublimit. Availability depends on the aircraft, pilots and proposed use.

For example, a passenger sublimit can cap payment for one passenger’s covered bodily-injury claim within the total liability limit. It does not create a separate amount of insurance for every type of loss.

Some aircraft policies include premises liability coverage. Ask BWI to check the coverage against your hangar lease or airport agreement.

Other liability options: Ask BWI about available limits and passenger sublimits for your operation. Insurers assess pilot qualifications and the proposed use when considering higher limits.

Aircraft physical damage, often called hull coverage, protects the insured aircraft against covered loss or damage. Discuss an appropriate agreed value with BWI and confirm any valuation requirements before binding coverage.

Deductibles and settlement terms vary by policy. Review the proposed terms so you understand how a covered partial or total loss would be handled.

Quest Kodiak 100 Insurance Cost Breakdown:

Historical premium examples, January 2021. The figures below appeared in BWI’s January 2021 article and are retained for reference. They are not current quotes. The experience labels describe those historical examples, not today’s underwriting requirements. Request a current quote for your aircraft, pilots and operation.

For an annual policy with $1,000,000 in liability only coverage.
 Premium range for qualified pilots: $750-$900 per year.
 Premium range for less than qualified pilots (low-time/etc): $975-$1,250 per year.

For an annual policy with $1,000,000 in liability coverage and $1,600,000 in hull coverage
 Premium range for qualified pilots: $12,500-$17,100 per year.
 Premium range for less than qualified pilots (low-time/etc): $23,000-36,000 per year.

BWI is a family-owned aviation insurance brokerage serving customers nationwide since 1977. Our team can help Quest Kodiak 100 owners and operators compare available coverage and understand their quotes.

Tell BWI how you use your Quest Kodiak 100, who will fly it and what coverage you need. We can discuss options for your proposed operation, subject to insurer approval.

For more information or to get an actual Quest Kodiak 100 insurance quote, please fill out a quote request online here or call us at 800-666-4359