The Robinson R22 is one of the most iconic and widely used piston helicopters in the world. Designed with simplicity, efficiency, and affordability in mind, the R22 is a go-to platform for student pilots, flight schools, and owners who want a dependable two-seat trainer or personal rotorcraft.
But insuring an R22 isn’t as simple as its design. From pilot minimums to usage endorsements, choosing the right policy means partnering with a team that understands the details of rotorcraft coverage.
At BWI Aviation Insurance, we’ve written thousands of R22 policies over the past 40 years. Whether you’re a student pilot working toward your first solo or a CFI flying 500 hours per year—we’ll help you get the coverage you need at a competitive rate, with no hassle and full support.
Why R22 Owners and Operators Trust BWI
- 40+ years in rotorcraft insurance
- Over 700 5-star Google reviews from real pilots and owners
- Trusted by students, CFIs, and flight schools across the country
- Access to every A-rated underwriter that quotes R22s
- Same-day quotes available in many cases
- Full support team to assist with paperwork, renewals, and training updates
We support aircraft titled to individuals, trusts, LLCs, and flight schools, and can structure flexible coverage for dual instruction, rentals, or personal-use flying.
What R22 Insurance Covers
- Physical Damage (Hull Coverage): Agreed-value protection (no depreciation)
- Liability Coverage: $1,000,000 per occurrence / $100,000 per passenger
- Smooth Liability (CSL): Available for qualified pilots
- Medical Payments: $5,000–$10,000 standard
- Open Pilot Warranty: Add additional CFIs or operators who meet experience minimums
- Commercial Use Endorsements: For instruction, rentals, ferry flights, and more
- Deductible Reimbursement: Optional add-on to reduce out-of-pocket loss recovery
Real-World R22 Insurance Rates (Based on Actual BWI Clients)
Example 1: Student Pilot | $60,000 Hull | 20 hrs Total Time
Annual Premium: $9,860
Example 2: Private Pilot | $70,000 Hull | 150 hrs TT, 25 hrs in R22
Annual Premium: $7,280
Example 3: Commercial Pilot / CFI | $85,000 Hull | 600 hrs TT, 200 hrs in R22
Annual Premium: $5,720
Example 4: Instructor Operating Flight School R22 | $95,000 Hull | 1,000+ hrs TT
Annual Premium: $6,960
We work with each pilot and operator to structure your file, maximize training credit, and match you with the most appropriate carrier.
Getting an R22 Quote – What We’ll Ask For
- Total pilot time and R22 make/model hours
- FAA certificate level (Student, Private, Commercial, ATP)
- Medical certificate status
- Dual instruction or simulator history
- Aircraft use (personal, instruction, rental, etc.)
- Title (personal, trust, LLC)
We help present your pilot profile in the best possible light—whether you’re applying for the first time or working to reduce your premium at renewal.
Frequently Asked Questions – Robinson R22 Insurance
Q: Can I get insured as a student pilot in an R22? Yes, though underwriter approval will depend on dual supervision and structured flight training. We’ve helped hundreds of student pilots get R22 coverage with proper documentation.
Q: Do I need commercial or instructional endorsements? Yes, if you’re giving or receiving dual in a non-owned aircraft or operating as part of a Part 61/141 school, you’ll need appropriate policy endorsements.
Q: Can I get an Open Pilot Warranty? Yes. If additional pilots meet make/model and total time requirements, OPW language can be added to avoid named pilot-only restrictions.
Q: Is there a discount for storing my aircraft in a hangar? Yes. Many underwriters offer rate credits for aircraft stored in locked hangars, especially in high-activity regions.
Q: How long does the quoting process take? Most R22 quotes return within 24 hours. New student pilot quotes or instructional use policies may take 48 hours depending on underwriting documentation.
Why BWI?
- Trusted by rotorcraft operators across all 50 states
- 700+ 5-star reviews from real aviation clients
- Decades of experience quoting and binding R22s
- Real people answering your questions—not a call center
- Proprietary tech that speeds up quotes, certificates, and renewals
Whether you are logging your first dual in an R22 or flying 600+ hours a year as a working instructor, we’ll help you get covered—with the right policy, at the right rate, without the runaround.
Get an R22 Quote in 24–48 Hours
Call (800) 666-4359 or click below to start your custom R22 helicopter insurance quote today.
GET R22 INSURANCE NOW
