Family-owned. Aviation focused. Since 1977.
Alaska aircraft
insurance.
Floats, skis, tailwheels or helicopters. Describe your aircraft and your Alaska operation so our team can help you take the next step.
Explore Alaska aircraft insurance
Your next step
Start where you are.
Request a quote, explore your coverage questions or speak with our team.
Before you start
A few details help us get started.
- Aircraft, equipment and estimated value
- Pilot experience and Alaska flying time
- Operating areas and intended uses
- Storage location and current insurance
Alaska aircraft insurance guide
Flying in Alaska isn’t like flying anywhere else. Whether you’re operating a Super Cub on tundra tires, a float-equipped Cessna 180, or an R44 hauling lodge supplies to a gravel strip, you need insurance that understands where you fly, how you fly, and what you fly.
At BWI Aviation Insurance, we’ve been writing aircraft insurance in Alaska since 2016. In 2019, we opened our beautiful office on Lake Hood in Anchorage—the heart of general aviation in Alaska. Today, we proudly serve aircraft owners across the state with policies designed for real-world Alaskan flying.
We’re not just a voice on the phone, we’re here on the ground in Alaska. Visit us at:
BWI Aviation Insurance – Alaska Office
4451 Aircraft Dr, Suite 220
Anchorage, AK 99502
Call our Alaska office before visiting to confirm current hours and availability.
Why Aircraft Insurance in Alaska Is Different
Your Alaska application should describe where you fly, your aircraft configuration, pilot experience, storage and intended operations. Topics to discuss with the insurer include:
- Premiums for your aircraft and operation
- Conditions for off-airport landings
- Eligibility for float, tailwheel or ski-equipped aircraft
- Pilot experience and transition training requirements
- Outdoor storage requirements
That’s also why you need an insurance agency that knows Alaska. At BWI, we work directly with underwriters who understand what it means to fly off-grid, off-runway, and year-round in unpredictable weather.
What We Cover in Alaska
Tell BWI if your operation involves any of the following. Availability depends on the aircraft, pilots, use and underwriting review:
- Private pilots
- Lodge owners and outfitters
- Charter operators
- Guides and remote logistics
- Floatplane operators
- Bush flying operations
- Aircraft stored outdoors
- Part 91 and Part 135
- Experimental and certified aircraft
- Taildraggers, floatplanes, ski planes, and helicopters
Whether you base in Anchorage, Palmer, Fairbanks or the backcountry, our team can help you request a quotation for your operation.
What’s Included in Alaska Aircraft Insurance
Review which of the following coverages are offered in your quotation. The policy determines what is covered and which limits and conditions apply:
Liability Insurance
Ask about liability coverage for covered third-party bodily injury and property damage claims, including available limits and passenger sublimits:
- $1,000,000 total liability
- $100,000 per passenger sublimit
- Smooth liability (no per-passenger cap)
Hull Coverage
If hull coverage is included, review the aircraft value, covered causes of loss, deductibles and settlement provisions in the policy.
Coverage types:
- Full flight (in-motion)
- Ground in-motion (taxi)
- Ground not-in-motion (for storage)
Medical Payments
If medical payments coverage is included, confirm eligible occupants, covered expenses and limits.
Additional Coverage Questions
- Floatplane coverage
- Gear collapse and off-airport damage
- Spare parts and tools
- Search and rescue
- Hangar coverage
- Lodge-related liability
- High-deductible options for cost savings
How to Request a Current Alaska Quote
Super Cub: Include the aircraft value, landing gear configuration, pilot experience and intended operating areas.
Cessna 180 on floats: Describe the float installation, operating waters, storage and pilot float experience.
Robinson R44: Describe the operation, pilots, training and any lodge or business use.
Cessna 172: Include the aircraft value, location, storage and pilot details.
Experimental aircraft: Include the build, engine, aircraft value, pilot experience and intended operation.
What Affects the Cost of Alaska Aircraft Insurance
Your quote depends on:
- Aircraft make and configuration (tailwheel, float, ski)
- Pilot total time and time in Alaska
- Storage type (hangar or tiedown)
- Off-airport landing history
- Use type (personal, charter, supply ops)
- Location (urban or bush)
- Claims history or damage record
- Modifications and mission profile
- Requested hull value and deductibles
We’ll help you highlight your strengths and submit a clean application to underwriters who welcome Alaska business.
Why Pilots in Alaska Choose BWI
Here’s what makes us the go-to aviation insurance partner in Alaska:
- Insuring Alaska aircraft since 2016
- Opened a full-service office on Lake Hood in 2019
- Local presence + national underwriter access
- Experience with bush, backcountry, and off-airport flying
- Trusted by lodge operators, charter pilots, and recreational flyers
- Quote updates from our team as underwriting review progresses
- A team to discuss your Alaska operation
Frequently Asked Questions
Can I get insurance for off-airport landings?
Ask BWI to confirm whether your intended off-airport operations are acceptable to the insurer and what landing-area conditions apply.
What if my aircraft is stored outdoors year-round?
Disclose year-round outdoor storage when requesting a quote. The insurer will determine acceptability and any conditions.
Do you insure floatplanes in saltwater?
Describe freshwater and saltwater operations, storage and maintenance when applying. Eligibility and any corrosion or operating conditions depend on the insurer.
Can I insure my aircraft for personal hunting or fishing trips?
Disclose hunting, fishing, guiding, hauling and any commercial use. Ask BWI to confirm that the intended operations are included in the quotation and policy.
Do you offer coverage for experimental aircraft?
Provide the experimental aircraft’s build details, pilot experience and intended use so BWI can request underwriting review.
Do you have local staff I can meet with?
Call 907-202-5559 to confirm current office hours and arrange a visit to the Alaska office.
How to Get an Alaska Aircraft Insurance Quote
Step 1: Click “Get A Quote” and complete the short form
Step 2: A BWI Alaska insurance specialist will reach out
Step 3: We shop your profile to underwriters experienced in Alaska flying
Step 4: Review the quotation and binding requirements with BWI. Coverage takes effect only when binding has been confirmed.
Questions? Stop by our Anchorage office or give us a call.
Helpful Pages You Might Also Like
- Aircraft Insurance
- Experimental Aircraft Insurance
- Helicopter Insurance
- Cessna 172 Insurance
- Renters Insurance
- Drone Insurance
- Aviation Insurance
- Cirrus SR22 Insurance
Alaska Aircraft Owners Trust BWI
We don’t just insure planes, we protect your lifestyle, your mission, and your freedom to fly. Whether you’re flying a Cub out of a gravel strip, a Cessna 206 on floats, or an R44 up the river—we’ll help you stay protected.
Licensed in all 50 states. Based right here in Alaska.
Or visit us at 4451 Aircraft Dr, Suite 220, Anchorage, AK 99502
Call 907-202-5559
A real team behind you.
Meet Matt White and BWI’s aviation insurance professionals.
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