Plane Insurance guide

If you own an airplane, are thinking about buying one, or even if you rent an airplane, you should safeguard your investment in the aircraft and yourself from the risks associated with its ownership and operation by carrying airplane insurance. In addition to the protection that insurance can offer, many hangar landlords and fixed-base operators require pilots and aircraft renters to have a minimum of liability coverage.

Earlier industry material discusses aviation standards and flight activity, but historical figures are not a current measure of your individual risk. Accident risk is one reason to review the coverage, limits and exclusions in your own policy before you fly.

BWI has focused on aviation insurance since 1977. Tell our team about your airplane, pilots and planned use so we can help you explore available insurance options. Compare the proposed terms as well as the premium.

Plane Insurance and Other Aircraft Insurance

We offer a variety of insurance programs for aircraft, drones, and hangars including:

• General aviation
• Seaplane
• Turbine/Jet
• Cessna 180/185
• Unmanned Aerial Vehicles (UAV)
• Rotor Wing
• Experimentals
• Charter or Commercial
• Alaskan aviation
• Aircraft rental insurance
• Hangar coverage

Your plans matter. Bring questions about the flying you do today and any changes you expect at renewal. Our team can help you discuss those details with the insurance market.

Plane Insurance Coverage

Understanding aviation risk is part of planning for aircraft ownership. BWI works with private owners and commercial operators. Describe the aircraft, pilots and operations involved, including charter, training or specialized work, so the proposed insurance can be reviewed for your use.

Coverage options may include aircraft physical damage and liability. The policy determines which operations and losses are covered, the applicable limits and deductibles, and whether and how defense costs are provided. Ask BWI to explain these details and any pilot requirements before you decide.

Plane Insurance Tailored To Fit Your Needs

At renewal or when buying an aircraft, review your current needs with BWI. We can discuss available proposals and help you compare their premiums, limits, deductibles and conditions. The lowest premium alone may not meet your priorities.

The aircraft, requested insured value, intended use and pilot background can affect underwriting. Share complete information, including training and any planned changes, so your quote request reflects how you intend to fly.

Our online quote request provides a starting point for that conversation. If you need help with a question or have a more complex operation, call the BWI team.

BWI Aviation Insurance: A Family-Owned Aviation Agency

BWI is a family-owned aviation insurance agency. Our experience includes a range of aircraft and aviation businesses. Bring us your questions about ownership, flying and insurance so we can help you identify the next step.

BWI has served aviation customers since 1977. Our team can discuss insurance for private and commercial aircraft, drones and other aviation risks. Coverage availability depends on the insurer and the details of the submission.

How Can BWI Help You?

A useful insurance conversation starts with your needs. Consider the proposed coverage, service and premium together, and ask about any conditions that could affect your operation.

BWI helps aircraft owners and operators explore their insurance options. Share your aircraft information, pilot experience, current coverage and preferred effective date. Our team can explain the information needed to request terms and help you review the response.

If you're interested in our plane insurance for charter services or any other insurance program, get in touch with us right away to learn more about how we can protect you and your equipment, whether you're searching for a basic aviation insurance plan for your airplane or other aircraft. Contact us today to find out how we can help you.