Flying in Alaska isn’t like flying anywhere else. Whether you’re operating a Super Cub on tundra tires, a float-equipped Cessna 180, or an R44 hauling lodge supplies to a gravel strip, you need insurance that understands where you fly, how you fly, and what you fly.
At BWI Aviation Insurance, we’ve been writing aircraft insurance in Alaska since 2016. In 2019, we opened our beautiful office on Lake Hood in Anchorage—the heart of general aviation in Alaska. Today, we proudly serve aircraft owners across the state with policies designed for real-world Alaskan flying.
We’re not just a voice on the phone, we’re here on the ground in Alaska. Visit us at:
BWI Aviation Insurance – Alaska Office
4451 Aircraft Dr, Suite 220
Anchorage, AK 99502
Stop by anytime to talk through your coverage, meet our team, or get a quote in person.
Why Aircraft Insurance in Alaska Is Different
From riverbars to ridge tops, glaciers to gravel strips, Alaska flying is extreme. That’s why many aviation insurance carriers:
- Charge significantly higher premiums
- Refuse to quote off-airport landings
- Decline floatplanes, taildraggers, or ski-equipped aircraft
- Require in-state pilot hours or advanced transition training
- Hesitate to insure aircraft stored outdoors
That’s also why you need an insurance agency that knows Alaska. At BWI, we work directly with underwriters who understand what it means to fly off-grid, off-runway, and year-round in unpredictable weather.
What We Cover in Alaska
BWI provides policies for:
- Private pilots
- Lodge owners and outfitters
- Charter operators
- Guides and remote logistics
- Floatplane operators
- Bush flying operations
- Aircraft stored outdoors
- Part 91 and Part 135
- Experimental and certified aircraft
- Taildraggers, floatplanes, ski planes, and helicopters
Whether you base in Anchorage, Palmer, Fairbanks, or the backcountry, we’ll help you get covered.
What’s Included in Alaska Aircraft Insurance
Your policy typically includes:
Liability Insurance
Protects you from third-party property damage or injury. Options include:
- $1,000,000 total liability
- $100,000 per passenger sublimit
- Smooth liability (no per-passenger cap)
Hull Coverage
Pays to repair or replace your aircraft if damaged by accident, wildlife, theft, or weather.
Coverage types:
- Full flight (in-motion)
- Ground in-motion (taxi)
- Ground not-in-motion (for storage)
Medical Payments
Covers passenger injuries regardless of fault.
Optional Add-Ons
- Floatplane coverage
- Gear collapse and off-airport damage
- Spare parts and tools
- Search and rescue
- Hangar coverage
- Lodge-related liability
- High-deductible options for cost savings
Real BWI Quote Examples – Alaska Aircraft Insurance
Super Cub | Tundra Tires | Personal Use
$95,000 hull | $1M smooth liability
$4,300/year
Cessna 180 | On Floats | Southeast Alaska
$185,000 hull | $1M liability with $100k/passenger
$6,950/year
Robinson R44 | Lodge Resupply | Part 91
$400,000 hull | $1M smooth liability
$9,800/year
Anchorage-Based Cessna 172 | Hangared
$110,000 hull | $1M liability with $100k/passenger
$2,875/year
Experimental Bush Plane | Outdoors
$145,000 hull | $1M liability with sublimit
$4,600/year
What Affects the Cost of Alaska Aircraft Insurance
Your quote depends on:
- Aircraft make and configuration (tailwheel, float, ski)
- Pilot total time and time in Alaska
- Storage type (hangar or tiedown)
- Off-airport landing history
- Use type (personal, charter, supply ops)
- Location (urban or bush)
- Claims history or damage record
- Modifications and mission profile
- Requested hull value and deductibles
We’ll help you highlight your strengths and submit a clean application to underwriters who welcome Alaska business.
Why Pilots in Alaska Choose BWI
Here’s what makes us the go-to aviation insurance partner in Alaska:
- Insuring Alaska aircraft since 2016
- Opened a full-service office on Lake Hood in 2019
- Local presence + national underwriter access
- Experience with bush, backcountry, and off-airport flying
- Trusted by lodge operators, charter pilots, and recreational flyers
- Same-day quote turnaround in most cases
- Real Alaskans helping real Alaskans get covered
Frequently Asked Questions
Can I get insurance for off-airport landings?
Yes. We work with carriers who specifically allow and understand off-airport operations, including gravel bars, lakebeds, and unmaintained strips.
What if my aircraft is stored outdoors year-round?
No problem. Many Alaska aircraft are stored outdoors. We’ll pair you with carriers that accept tiedown or tarp storage.
Do you insure floatplanes in saltwater?
Yes. We insure floatplanes operating in both freshwater and saltwater, so long as proper maintenance and corrosion protocols are in place.
Can I insure my aircraft for personal hunting or fishing trips?
Absolutely. We insure aircraft used for hunting, fishing, guiding, or hauling gear as long as it’s personal or disclosed commercial use.
Do you offer coverage for experimental aircraft?
Yes. We insure experimental and homebuilt aircraft operating in Alaska. Just tell us the build details and where you fly.
Do you have local staff I can meet with?
Yes. Visit us anytime at our Anchorage office at 4451 Aircraft Dr, Suite 220, Anchorage, AK 99502. Or call us directly at 907-202-5559.
How to Get an Alaska Aircraft Insurance Quote
Step 1: Click “Get A Quote” and complete the short form
Step 2: A BWI Alaska insurance specialist will reach out
Step 3: We shop your profile to underwriters experienced in Alaska flying
Step 4: You bind coverage and receive your proof of insurance, often the same day
Questions? Stop by our Anchorage office or give us a call.
Helpful Pages You Might Also Like
- Aircraft Insurance
- Experimental Aircraft Insurance
- Helicopter Insurance
- Cessna 172 Insurance
- Renters Insurance
- Drone Insurance
- Aviation Insurance
- Cirrus SR22 Insurance
Alaska Aircraft Owners Trust BWI
We don’t just insure planes, we protect your lifestyle, your mission, and your freedom to fly. Whether you’re flying a Cub out of a gravel strip, a Cessna 206 on floats, or an R44 up the river—we’ll help you stay protected.
Licensed in all 50 states. Based right here in Alaska.
Or visit us at 4451 Aircraft Dr, Suite 220, Anchorage, AK 99502
Call 907-202-5559
