When you buy an aircraft, the excitement is immediate, but so is the pressure. You need coverage. Fast. Whether it’s to close on financing, finalize delivery, or just get airborne legally and safely, insurance can’t be an afterthought.
At BWI Aviation Insurance, we’ve built our entire agency around solving this exact challenge–with speed, precision, and personal service.
Earlier this week, we helped an aircraft owner insure a newly acquired Vans RV-8, and the entire process, from the first phone call to the bound policy, was completed in under 8 hours.
Here’s how it happened, and why it matters to every aircraft owner.
The Call: 10:51 AM
The owner had just completed the purchase of a 2000 Vans RV-8, a two-seat, tailwheel-configured homebuilt aircraft known for its speed, agility, and aerobatic performance. His next step? Get a policy in place immediately.
He didn’t have time for forms, callbacks, or slow responses.
He needed:
- $1,000,000 liability coverage
- Full hull coverage at $75,000
- Zero-deductible protection
- Fast approval from an A-rated carrier
- A policy issued that same day
We picked up the phone, asked the right questions, and got to work.
The Quote: 11:00 AM
By 11:00 AM, less than 10 minutes later, we had a full quote prepared and sent via email.
The quote included:
- $1,000,000 liability limit, with $100,000 per passenger
- $75,000 hull coverage with zero deductible
- $5,000 medical coverage per person
- Coverage underwritten by Old Republic Aerospace, one of the top-rated aircraft insurance carriers in the U.S.
There were no unnecessary steps and no red tape. Just clarity, options, and a recommendation based on real-world flying experience and risk.
The Signature: 1:05 PM
By 1:05 PM, the customer had reviewed the quote, signed the application via DocuSign, and we were moving forward.
That speed wasn’t just convenient., it was critical.
He needed to send proof of insurance to his lender and airport manager before the aircraft could be moved and hangared. The deal hinged on it and he didn’t want to settle for a policy that didn’t fully protect his investment.
At BWI, we never pressure our customers to rush. But when they need to move fast, we move with them, confidently.
The Policy: Bound at 5:00 PM
That same afternoon, we had final approval from underwriting, the payment was processed, and a full policy package issued.
At 5:00 PM, the customer had:
- A valid, enforceable aircraft insurance policy
- Certificates in hand
- Full protection for his new aircraft
- One less thing to worry about
Why This Matters
Aircraft insurance is not just about paperwork. It’s about what that policy enables.
In this case, insurance enabled:
- A same-day aircraft pickup
- Protection from financial risk on day one
- Compliance with airport and financing requirements
- Peace of mind for the pilot and their family
This is the kind of responsiveness and precision that BWI is known for. And while not every policy can be turned around in a single day (some complex risks require longer underwriting), many can.
Especially when you’re working with a team that knows the process inside and out.
What Makes It Work
This kind of success story doesn’t happen by accident. It’s the result of:
Clear systems – Our quoting, documentation, and binding workflows are built for speed.
Industry relationships – We work directly with all major aircraft insurance carriers and can get quick answers when it matters.
Expert agents – Our team knows aviation, knows underwriting, and knows how to get things done.
Tech that helps, not hinders – From iFly Quote and Docusign to instant carrier portals, we use the tools that make it easier for you.
For Aircraft Owners Like You
If you’re already a BWI customer, this story might sound familiar. Maybe we’ve helped you navigate a purchase, a hangar move, or a time-sensitive renewal.
If you’re shopping for your next aircraft or just thinking about upgrading, this is what you can expect when you work with us.
Straight answers. Fast action. Real protection.
Final Thoughts
Buying an aircraft is a major milestone. Insuring it should never be a hurdle, it should be a high-confidence, white-glove experience.
That’s what we deliver every day at BWI.
So if you’re planning to buy, sell, upgrade, or just want a second opinion on your policy, reach out. We’d love to help.
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