When it comes to the aviation insurance industry, there are two main distribution channels for policies: direct-to-customer retail brokers and wholesale brokers. Wholesale aviation insurance plays a critical but often misunderstood role in how aircraft owners, operators, and aviation businesses get coverage. In this guide, we’ll explain what wholesale aviation insurance is, how it differs […]
Posts with category Aircraft Insurance (143 articles)
Are You Overpaying for Aircraft Insurance? Here’s How to Know (And What to Do About It)
Owning an aircraft is a dream for many and a serious financial commitment for all. So when it comes to protecting that investment, aircraft insurance is non-negotiable. But here’s the reality most owners don’t think about: You might be overpaying for your aircraft insurance. Not by a few bucks. In some cases, by hundreds or […]
Why Aircraft Insurance Isn’t Like Car Insurance—At All
At first glance, insurance might seem like insurance. You protect an asset, pay your premium, and hope you never need it. So when new aircraft owners ask questions like: “Can we just remove the business use to lower the premium?” “Why is this quote taking longer than my auto policy?” “Why does it cost more […]
Buying or Selling? Here’s What Happens to Your Aircraft Insurance Policy
Whether you’re upgrading to a faster aircraft, selling your current plane, or buying your first, there’s a critical detail many owners forget: Insurance doesn’t transfer with ownership. It’s a simple but costly assumption. One that can leave both buyers and sellers exposed, and one we see every single month. In this post, we’ll break down […]
The Renewal Checklist: 5 Things to Review Before You Click Renew
Aircraft insurance renewals often arrive in your inbox like clockwork. You see the familiar quote, check the price, and—if it’s not wildly different—you click, pay, and move on. But here’s the reality: That quick click could be costing you hundreds—or even thousands—of dollars. Why? Because aircraft insurance policies are complex. And if you’re not reviewing […]
Training That Saves You Thousands: How Smart Pilots Lower Their Aircraft Insurance Premiums
If you’re like most aircraft owners, you’ve probably asked yourself: “How can I get a better rate on my insurance without cutting coverage?” The answer may be simpler than you think: fly more, and train smarter. Aircraft insurance underwriters aren’t just looking at your hours. They’re looking for signs that you’re staying sharp, current, and […]
The One Thing Most Aircraft Insurance Brokers Won’t Tell You
When you call an aircraft insurance broker, you probably expect honesty. Straight answers. Guidance you can trust. But there’s one thing most brokers won’t tell you: They don’t work for you. They work for your renewal. That’s not how it should be. The Truth About Aviation Insurance Incentives Most brokers in aviation insurance earn their […]
The True Cost of a Lapsed Aircraft Insurance Policy
Letting an aircraft insurance policy lapse. Whether it’s due to forgetfulness, a planned gap in flying, or an assumption that “a few days won’t matter,” the result is the same: A lapsed policy can cost you thousands of dollars in increased premiums—and even worse, it can leave you completely exposed. In this article, we’re going […]
Your Aircraft. Your Life. Are You Covered?
When most aircraft owners think about insurance, their minds go straight to hull value. “What’s my plane worth?” “What’s the deductible?” “How much will it cost to fix if I scrape a wing?” Important questions? Absolutely. But not the most important. Because in aviation, the biggest financial risk isn’t usually your aircraft. It’s the liability […]
Robinson R66 Commercial Insurance. How to Protect Your Helicopter and Your Business
If you’re using a Robinson R66 for commercial missions, whether charter flights, patrol contracts, aerial photography, or external load operations, your insurance policy needs to be built differently. At BWI, we’ve insured hundreds of commercial R66 operators, and we understand what underwriters look for when it comes to turbine-class, for-hire rotorcraft. Whether you’re flying under […]
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