When comparing an AIG aircraft insurance proposal, focus on the issued insurer, policy wording and terms available for your aircraft. A carrier name alone does not tell you what a particular policy covers.
Prepare an accurate submission
Give BWI the aircraft identity, value, ownership, pilots, training and intended use. Include financing interests and planned travel. Explain unusual operations or changes clearly. The broker can then seek terms appropriate to the risk rather than treating a brand preference as a complete insurance specification.
Compare the offered protection
Read aircraft damage cover, liability limits, passenger provisions, deductibles and exclusions together. Check the named insureds, approved uses, territory and pilot requirements. Ask which terms are firm and what remains subject to approval. Available terms depend on the individual submission and current underwriting review.
Identify the claims and renewal process
Keep the actual policy and reporting contacts accessible. Ask how changes to aircraft, pilots or use must be reported. At renewal, compare the new wording and conditions alongside price. A familiar carrier name does not establish that every term stayed the same from the prior year.
Prepare the BWI review
Gather the service description, locations, property values, staff roles, agreements, current policies and factual claims history. Explain proposed changes and the date they will start.
Compare the actual limits, deductibles, exclusions, insured parties and activities. Ask which requested terms are accepted and what remains outstanding. Keep the final documents and reporting instructions with the business records.
Request an aircraft insurance review from BWI for the operation described above. Availability and terms require an individual review.
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