Red tailwheel airplane parked outside hangars. When an aircraft owner dies, the family may need time to decide whether to keep or sell the airplane. During that interval, someone must secure it, communicate with the insurer and arrange any necessary work. The practical insurance task is to establish who has authority, what the existing policy […]
Close view of a high wing airplane parked on an apron. Forming an LLC changes the identity of the business providing instruction. It does not automatically change a CFI policy issued to you as an individual. Before the LLC signs a lesson agreement or sends its first invoice, review who provides the service, who may […]
Light airplane cockpit showing seats, controls and avionics. A student owns the airplane and asks you to provide instruction. Before accepting, establish two separate insurance positions: the owner's policy must accept the planned training and pilot arrangement, and your own protection must address the work you will perform. Being approved to fly the airplane does […]
High wing airplane parked on a grassy field. A family member offers to lend you an airplane. Permission may be easy to arrange, but the insurance question can be less obvious. Some nonowned aircraft definitions address family ownership or related entities, so an airplane you do not personally own may still fall outside the definition […]
Small single engine airplane parked on grass. Belonging to two flying clubs can give you access to different aircraft and schedules. It can also mean two different ownership structures, member agreements and insurance arrangements. Do not assume a personal nonowned policy or protection supplied through one club answers every question at the other. Build a […]
Front view of a high wing airplane on grass. Your rental provider asks you to sign an updated agreement before the next booking. Even if the airplane and hourly arrangement appear familiar, the new form may change the responsibilities you are accepting. Review the changes alongside your nonowned aircraft policy before assuming the same protection […]
White low wing airplane parked beside a mountainous airfield. Replacing a damaged aircraft with another model is a new insurance decision as well as a purchase decision. The claim on the old airplane does not establish protection for the new one. Different equipment, performance, value, pilots or use can change the terms an insurer is […]
High wing single engine airplane flying beneath blue sky. A planned hurricane evacuation flight needs an insurance review before the departure window becomes narrow. Confirm the aircraft, pilot, destination and storage arrangement, then review any expense provision separately. A possible reimbursement benefit should never become the reason to attempt a flight the pilot considers unsafe. […]
Yellow airplane flying above a wooded landscape. You move an aircraft away from severe weather and later discover dents water intrusion or another condition at the destination. The discovery date is clear, but the damage date may not be. Report the facts promptly without selecting a convenient storm date or assuming the relocation caused the […]
White twin engine airplane parked outside a building. One event damages several aircraft and the owner wants to estimate the amount the business will retain. Do not assume that one storm means one deductible or that every damaged aircraft necessarily creates a separate deductible. The answer requires the actual policies aircraft schedules definitions and endorsements. […]
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BWI Aviation Insurance Agency, Inc.
PO Box 847527
Los Angeles, CA 90084
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Phone: (866) 788-6291
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4451 Aircraft Drive. Ste 220
Anchorage, AK 99502
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