Yellow tailwheel airplane inside a hangar. An unfinished aircraft kit can include years of work and a collection of parts stored in several places. Before buying it, determine exactly what changes hands and when your insurance needs to begin. A purchase price alone may not describe the property you expect to protect. The useful starting […]
The BWI aviation insurance blog
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Practical answers for aircraft owners, pilots and drone operators. Explore coverage questions, ownership decisions and the details worth discussing with your insurance team.
691 articles · Page 3
Experimental Aircraft Insurance When Carrying a Transition Training Instructor

Light airplane cockpit showing seats, controls and avionics. You have found an instructor for transition training in your experimental aircraft. Before booking the flight, confirm that the aircraft status, instructor role and insurance conditions all fit the proposed lesson. An instructor being willing to fly is a useful start, but it does not settle the […]
Experimental Aircraft Insurance When Hiring a Test Pilot

Low wing experimental style airplane in flight. Hiring an experienced test pilot can be an important part of an experimental aircraft flight test plan. The insurance question is more specific than whether that person is a good pilot. The owner needs to know what the policy accepts for the intended tests, and the pilot needs […]
Experimental Aircraft Insurance When Someone Else Performs the Ground Run

Front view of an airplane nose and propeller inside a hangar. You have arranged for a mechanic an experienced pilot or another builder to perform an engine ground run on your experimental aircraft. The person may know the equipment well, but insurance needs a separate review of the proposed activity and role. Permission from the […]
Experimental Aircraft Insurance Before the First Engine Start

Close view of a yellow airplane nose and propeller. Your experimental aircraft project is nearly ready for its first engine start. It may still be inside the construction phase in your mind, but an operating engine introduces an insurance question that storage alone does not answer. Before the event, confirm how the policy treats the […]
Aviation Insurance Incident Records for a Commercial Renewal Submission

Yellow high wing turboprop airplane in flight. A commercial aviation renewal asks about accidents incidents and claims. Your maintenance team remembers a ground handling event, accounting has a repair invoice, and the insurer loss run shows a claim with a different description. Before answering the application, bring those records together. The goal is an accurate […]
Aviation Insurance Review When a Business Acquires Another Operator

Twin engine airplane parked on an airport apron. Buying another aviation operator is more than adding aircraft to a spreadsheet. The transaction can change the entities, assets, contracts, people and activities an insurer has been asked to evaluate. The buyer also needs a plan for historical incidents and records that will matter after the seller's […]
Insurance Questions Before Offering Aircraft Demonstration Flights

Red and white low wing airplane on an airport surface. A prospective buyer wants a demonstration flight before deciding whether to purchase an aircraft. The seller agrees, an instructor offers to come along, and the buyer would like time at the controls. Before arranging the flight, identify what each person will do and whether the […]
Aviation Insurance for a Business That Rents Aircraft for Employee Travel

White twin engine airplane parked outside a building. An employee offers to rent an airplane and fly to a customer meeting. The trip may be convenient, but the insurance review should not stop at whether the pilot has renters insurance. The business, the employee and the aircraft owner have different interests, and the rental agreement […]
Corporate Nonowned Aviation Insurance for Employee Charter Use

Twin engine airplane on an airport surface. Your business does not need to own an airplane to encounter an aviation liability question. An employee may book a charter for executives, a department may arrange a flight to a remote facility, or a customer may invite your staff aboard a privately operated aircraft. Each arrangement deserves […]
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