If you fly a Robinson R66 you don’t own, whether as a contract pilot, instructor, or demo pilot, there’s one thing you should know: You are personally liable for any damage or injury that occurs while you’re flying that aircraft. Most instructors and contract pilots assume that the owner’s insurance covers them. But unless your […]
Posts with category helicopter insurance (19 articles)
Non-Owned Rotorwing Insurance. What It Covers and Why Every Helicopter Pilot Should Consider It
If you fly a helicopter you don’t own, whether for instruction, rental, time-building, or contract work, there’s one thing you need to know: The aircraft’s insurance policy probably doesn’t cover you. Most pilots assume the flight school, flying club, or owner’s insurance will protect them in the event of an accident. But in reality? If […]
Non-Owned Helicopter Insurance for CFIs. Are You Really Covered When Giving Dual?
If you’re a Certified Flight Instructor (CFI) giving dual instruction in a helicopter that you don’t personally own, there’s something you need to know: The aircraft’s insurance policy probably doesn’t protect you. That’s right, even though you’re the one with experience, oversight, and a student in your left seat, you could be personally liable for […]
Robinson R66 Insurance: Rates, Requirements, and How to Get Covered Right
The Robinson R66 has redefined turbine helicopter ownership for private pilots and small operators. With its five-seat cabin, Rolls-Royce RR300 engine, and turbine-class performance, the R66 bridges the gap between affordable piston flight and high-performance rotorcraft operations. But insuring a turbine helicopter like the R66 isn’t as straightforward as its piston predecessors, and too often, […]
Robinson R22 Insurance for Student Pilots. What You Need to Know Before You Fly
If you’re a student pilot learning to fly in a Robinson R22, there’s one thing most schools and instructors won’t tell you until something goes wrong: You’re not automatically covered by the school’s insurance. At BWI, we’ve worked with hundreds of student pilots across the country, and most of them come to us after realizing […]
Robinson R44 Non-Owned Insurance. Essential Coverage for Instructors and Renters
If you fly a Robinson R44 you don’t own, whether as a contract CFI, renter, or club pilot, there’s a good chance you’re exposed to personal liability without even realizing it. Most instructors and contract pilots assume the flight school or aircraft owner’s policy will protect them. Unfortunately, that’s not usually the case. At BWI, […]
Robinson R66 Commercial Insurance. How to Protect Your Helicopter and Your Business
If you’re using a Robinson R66 for commercial missions, whether charter flights, patrol contracts, aerial photography, or external load operations, your insurance policy needs to be built differently. At BWI, we’ve insured hundreds of commercial R66 operators, and we understand what underwriters look for when it comes to turbine-class, for-hire rotorcraft. Whether you’re flying under […]
Robinson R44 Insurance and Smooth Liability. What It Is and How to Qualify
If you own or operate a Robinson R44, you’ve probably heard the term “smooth liability” during your insurance quote process. But what does it actually mean? Why do some pilots qualify—and others don’t? And how much does it cost? At BWI, we help helicopter owners quote, structure, and bind R44 insurance policies that include or […]
Non-Owned Helicopter Insurance for Student Pilots. Do You Really Need It?
If you’re a student pilot learning to fly helicopters, there’s a lot to think about. Airspace. Autorotations. Ground effect. Emergency procedures. But there’s one thing most students and their families overlook until it’s too late: What happens if something goes wrong, and the school’s insurance doesn’t cover you? At BWI, we’ve worked with hundreds of […]
Robinson R44 Insurance: Rates, Requirements, and Everything You Need to Know
If you’re flying a Robinson R44, or planning to, it’s essential to understand how to properly insure it. Whether you’re a private owner flying for recreation, a CFI giving dual instruction, or managing a small charter fleet, your insurance policy needs to reflect how you fly, where you fly, and who’s flying. The R44 may […]
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